Reach Greater Heights with a ₹10 Crore Loan Against Property!
In today's swiftly evolving world, our financial goals frequently surpass our available resources. Whether you're an entrepreneur seeking to expand your business, an individual planning a dream wedding, having access to substantial funds can be a transformative opportunity. This is where a ₹10 Cr Loan Against Property can serve as a valuable financial lifeline.
EMI Calculator for ₹10 Cr Loan Against Property
Interest Rate & Charges for ₹10 Cr Loan Against Property
Unlock competitive Loans Against Property interest rates starting from just 9% per annum. Discover more about our fees and features below:
|Loan Against Property Interest Rates||9% p.a. Onwards|
|Loan Amount||From ₹51 Lakhs to ₹25 Cr|
|Loan Processing Fees||Up to 1% Plus applicable taxes|
|Lowest EMI per month||1044* Per Lakh for 180 Months|
|Maximum Tenure||3-15 years (12 years for Industrial/Warehouse).|
|Foreclosure/Prepayment Charges||4 % on the outstanding loan Plus applicable taxes.|
|Late Payment Charges||2% per month|
|Cheque Bounce Charges||₹1000 per bounce plus applicable taxes|
|IMD Charges - Initial application fee||₹10,000 - Non-Refundable|
|Stamp Duty||At actuals (as per state)|
|No Other Hidden Charges|
Required Eligibility Criteria & Documents for ₹ 10 Cr Loan Against Property
Getting a ₹10 Cr Loan Against Property requires meeting specific criteria and providing necessary documents. Lenders look at these factors:
- Income: Lenders assess your income to determine your repayment capacity.
- Credit Score: A good credit score enhances your chances of approval.
- Property Ownership: You must be the legal owner of the property you intend to use as collateral.
- Age: Generally, applicants should fall within the age bracket of 18 to 60 years.
- Property Type: The property should be residential or commercial, and the title should be clear.
- Property Documents: Proof of property ownership, such as title deeds, property tax receipts, and building plan approvals.
- Income Proof: Salary slips, income tax returns, and other documents that demonstrate your financial stability.
- KYC Documents: Aadhar card, PAN card, passport, and other identity proof documents.
- Bank Statements: Statements from your bank accounts, which show your financial transactions and history.
Benefits of ₹ 10 Cr Loan Against Property
Let's explore the benefits of a ₹10 Cr Loan Against Property that can help you achieve your financial objectives with ease. Here are some key advantages to consider:
Flexible Repayment Terms
- Minimal Documentation: This loan requires minimal paperwork, simplifying the application process.
- Flexible Repayment Terms: Lenders often offer flexible repayment tenures, allowing you to choose a duration that suits your financial capacity.
- Multipurpose Use: You can use the loan amount for various purposes, including business expansion, education, medical expenses, and debt consolidation.
- Quick Approval: If you meet the eligibility criteria and provide the required documentation, the approval process for this loan can be relatively quick.
Apply for ₹10 Cr Loan Against Property within 5 Minutes
Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.
Enter Property Details
Enter your DOB and property ownership details.
Enter Occupation Details
Enter your occupation and employment details.
The application will then proceed for verification and assessment.
FAQ’s About 10 Crore Loan Against Your Property
Yes, you can use the loan amount for personal purposes like weddings, education, or medical expenses.
Interest rates on these loans can be fixed or floating, depending on the lender and the chosen loan product.
Yes, most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
*Terms & Conditions Apply