We understand YOU. We trust your STRENGTH. We believe in your VISION.
Poonawalla Fincorp has always focused on understanding our customers
and offering them a diversified product suite.
We enable the dreams of our customers, because every dream is possible!
Rate of Interest: APR ranging from 9.99% to 26% | One-time Processing Fee up to 2%
plus taxes.
Repayment: Flexible repayment tenure from 1 year to 5 years.
This rate of interest is prone to fluctuation basis our internal credit and risk policy, and
as per an
algorithmic multivariate score card.
Example: Loan Amount ₹10 Lakh, Tenure: 5 years, Interest Rate: 9.99%, equates to EMI
of ₹21,242 per month.
*Terms & Conditions Apply
Terms and Conditions
By proceeding, I/We hereby confirm that I/We have read, understood, accept and hereby agree to
abide by all terms and
conditions including the disclaimer pertaining to the aforementioned loan facility which is
available in the website of the Company and I/We hereby voluntarily accord my Aadhaar consent
and also hereby authorize the Company and its representatives to contact me/us through phone
call, SMS, WhatsApp and/or any other mode (this shall override any registration by myself/us
under DNC/NDNC) and also to make any enquires regarding my/our aforementioned application as
they may consider necessary at their sole discretion. I/We also authorize the Company to make
any enquiry(ies) with NSDL/Credit bureau and/ or any regulatory authority and/ or any such third
party regarding my/our PAN, Credit history and/ or for any other verification(s).
I/We have no insolvency proceedings initiated against me/any of us, nor have I/We
ever been adjudicated as insolvent except for the legal proceedings, the particulars whereof
are given herein below.
I/We confirm that no amount of the Credit Facility shall be used for anti-social
purposes or for money laundering activities or for any purpose other than the purpose for
which the Credit Facility is sanctioned and that the Company has the right to recall the
entire amount of the Credit Facility, if the Credit Facility is used for any purpose other
than as declared by me/us.
I/We hereby provide my consent and authorize the Company and/or its affiliated
partners to download my ‘Know Your Customer’ records/information from the Central KYC
Registry. I am/We are aware that my/our KYC records/information would be downloaded from the
Central KYC Registry, solely for performing customer due diligence on me/us in order to
process my/ our loan application. I/We further declare that the data/ information on the
Central KYC Registry is updated and has not been subjected to any change, as on the date of
making the loan application.
I/We hereby also confirm that all the documents submitted and also the information
furnished to the Company to process my/our loan application are true, correct and complete
and upto date in all respects and I/We have not suppressed and/ or withheld any information
provided otherwise whether in writing or orally for the Credit Facility applied for.
I/ We declare that I/ We have not made any payment in cash, bearer’s cheques and/ or
by any other mode along with or in connection with this Application Form to the person
collecting my/our Application Form. I/ We shall not hold the Company’s employees/
representatives/ authorized agents/ service providers liable for any such payment made by
me/ us to the person collecting this Application Form.
I/We acknowledge that the Company does not in any manner make any representation,
promise, statement and/ or endorsement in respect of any other product or services, which
may be provided by the Company and I/ we will not be responsible or liable in any manner
whatsoever for the same. I/ We understand that the Company is a LENDER, registered with the
RBI and would be lending in the required Credit Facility.
I/We hereby also confirm that my/ our consent and declarations as provided herein
will remain valid and abiding on me/ us even if any of the details mentioned herein above
(including my/ our e-mail and/ or mobile number) changes, in which case, I/we shall
forthwith inform the Company about such change.
I/We have no objection to sharing of my name, mobile number, e-mail ID, PAN and /or
such other information, with the Company and/ or its group companies and/ or its agents,
representatives for providing me/us information on various products, offers and services
provided by the Company and/ or its group companies through any mode (including but not
limited to telephone calls, SMS/e-mails, letters etc.).
I/ We understand that status of this Application Form will be known to me/ us within
seven working days, on my e-mail ID and/or mobile number specified in this Application Form,
from the date of submission of this Application Form along with all necessary documents
desired by the Company duly signed by the applicant/ co-applicant(s) and guarantor(s), as
the case may be.
I/We hereby agree that the rate of interest is in accordance with Interest Rate
Policy of the Company.