Home Loan Balance Transfer Calculator

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Home Loan Balance Transfer Calculator

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Home Loan Balance Transfer Calculator

Existing Loan

Loan from Poonawalla Home Loans

  • Total Saving in Cash Outflow

  • Existing EMI

  • Proposed EMI

  • Saving in EMI

Is your home loan getting too expensive for you? Then you can refinance your loan! When you refinance an existing home loan, you transfer it to another lender. There are two reasons to refinance a home loan:

  • To take advantage of a lower interest rate
  • To get a top-up loan amount

You can use Poonawalla Fincorp’s easy-to-use home loan balance transfer calculator to find out how much cheaper refinancing will be. Or you can use the home loan top up calculator to estimate the amount of top-up you are eligible for.

What is a Home Loan Balance Transfer Calculator?

A home loan balance transfer calculator is an online tool that helps you evaluate your home loan transfer to understand the benefit of shifting to a new lender. You can also use a home loan top up calculator to find out how much additional money you can borrow over and above your original loan amount to ease your financial worries. Together, they form the housing refinance calculators.

How to Use a Home Loan Refinancing Calculator?

    To compute your refinancing options, you need to input the following details in the online calculator:
  • Proposed refinancing loan amount
  • Tenure of refinanced loan
  • Net income or salary
  • Other debt obligations
  • Cost of the house being refinanced
  • Existing loan principal
  • Existing EMI

Once you enter this information, Poonawalla Fincorp’s housing refinance calculator will show you your new possibilities.

Why Use Our Calculator?

  • It is easy to use and gives you your home financing options within seconds.
  • It will help you understand how much money you can save on refinancing.
  • It will help you budget better as you will get the new EMIs as well.
  • You can compare different refinancing options to choose the best one for you.

Interest Rate

APR ranging from 9.55% to 16% | One-time Processing Fee up to 2% plus taxes


Flexible repayment tenure from 1 year to 30 years with zero Foreclosure charges for all Floating Rate Home Loans


Loan Amount Rs.10 lakh, Interest Rate: 10%, Tenure: 5 years, equates to EMI of Rs. 21,247 per month.

This rate of interest is prone to fluctuation basis our internal credit and risk policy, and as per an algorithmic multivariate score card.
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