home loan

Festive offers on Home Loan

Attractive interest rates just
starting @ 9.50%* p.a.

Flexible-Repayment-Tenure

Flexible Repayment
Tenure

PMAY-Subsidy

PMAY Subsidy
up to ₹2.67 lakh*

Affordable Home Loan with Minimum Documentation

Everything you need to know before getting started.

Have a dream to own or build a home? Poonawalla Home Loan is the solution for fulfilling your dream. We offer loans starting at 5 Lakhs at an affordable interest rate and with tenure up to 30 years. With our simple Home Loan eligibility criteria, hassle-free application process and minimal documentation, experience quick loan processing along with an exclusive end-to-end doorstep assistance. All you have to do is choose the home loan amount, tenure, calculate your Home Loan EMI, and get started with your loan application.

We provide Home Loans for builder/society/authority residential flats (constructed and under-construction projects), loans for self-construction of bungalows/independent houses, purchase of new house/flat/villas within municipal limits, purchase through re-sale of houses/flats/apartments/ villas/ bungalows/ home or flat extension/renovation/improvement. With Poonawalla Home Loans, you can do more than just buy a home! It’s tailor-made to help you finance every housing purpose. By availing PMAY, first-time homeowners can enjoy a subsidised home loan interest rate as per the economic category.

Why choose Poonawalla Home Loan?

  • Finance your every housing requirement with our Home Loans that suit your need
  • Loan amount starting as low as 5 Lakhs
  • Simple home loan eligibility criteria
  • Affordable and competitive home loan interest rates
  • No hidden cost
  • Quick processing with minimal documentation
  • Flexible tenure up to 30 years
  • End-to-end doorstep service
  • PMAY scheme offered with a maximum interest subsidy of 2.67* Lakhs as per your eligibility criteria

Interest Rate

APR ranging from 9.5% to 16% | One-time Processing Fee up to 2% plus taxes

Repayment

Flexible repayment tenure from 1 year to 30 years with zero Foreclosure charges for all Floating Rate Home Loans

Example

Loan Amount Rs.10 lakh, Interest Rate: 10%, Tenure: 5 years, equates to EMI of Rs. 21,247 per month.

This rate of interest is prone to fluctuation basis our internal credit and risk policy, and as per an algorithmic multivariate score card.
*T&C Apply

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Click on Apply Now and fill in the complete application.

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Submit your KYC and Income Documents.

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Quick Approval

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Instant
Disbursed

Instant Disbursed

That’s it! The loan is credited to your bank account.

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Home Loan
Things to consider before taking a Home Loan.

Building an own house is the best feeling in the world and also the most stressful one. It is a once in a lifetime event that stays with you always. It requires tremendous planning can be quiet draining both emotionally as well as financially.

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