Fulfil Immediate Needs With ₹1 Lakh Personal Loan
Meet your urgent financial requirements with an instant Personal Loan of ₹1 Lakh. Use the loan amount without restrictions for travel, shopping, home renovation, higher education, etc. Get the loan amount at a competitive interest rate with minimal documentation, quick approval, and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp?
EMI Calculator for Personal Loan of ₹1 Lakh
Use our EMI Calculator to calculate your payable EMIs. Enter the loan amount, tenure, and interest rate. Try now!
Eligibility Criteria for ₹1 Lakh Loan
Our eligibility criteria are simple and easy to meet:
- Citizenship: Indian.
- Age: 25 to 55 years.
- Annual Household Income: Minimum ₹3 Lakh.
Documents Required for ₹1 Lakh Loan
Keep the following documents handy while applying for the ₹1 Lakh loan:
- KYC Documents: PAN Card and Aadhaar Card
Interest Rates and Charges on a Personal Loan of ₹1 Lakh
Poonawalla Fincorp offers loans at attractive interest rates with nominal charges:
4% If paid from other sources
EMI for ₹1 Lakh Loan for Up to 3 Years
Check the payable EMIs for up to 3 years for Personal Loan of ₹1 Lakh:
Tenure | Approximate Monthly Payment at 9.99% p.a. Interest Rate |
1 year | ₹9,073*/month |
2 years | ₹4,896*/month |
3 years | ₹3,516*/month |
Different Uses of ₹1 Lakh Personal Loan
● Cover travelling costs
● Meet medical requirements
● Fund a wedding
● Pay for your child’s education
● Buy expensive appliances, gadgets, etc.
Tips for Successful Personal Loan Application
- Have a strong CIBIL score
- Review and improve credit report
- Manage debt-to-income ratio
- Keep all the necessary documents ready
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
We provide approval and disbursement instantly after successful verification and approval.
For a ₹1 Lakh loan, we offer interest rates starting from 16%* p.a.
A CIBIL score of over 750 increases the chances of loan approval.
*T&C Apply