Get Personal Loan of ₹15 Lakh with Quick Approval
If you are looking for sufficient funds to fulfill any financial requirement, simply get a Personal Loan of ₹15 Lakhs with instant approval. You can use a ₹15 Lakh loan to fund any personal need, such as:
- Paying medical bills
- Funding higher education
- Planning a wedding
- Meeting overseas travel expenses
- Financing home renovation
With Poonawalla Fincorp, you can easily fulfill any of the above-mentioned requirements and more without any hassle. Our simple loan approval process ensures that you receive the funds in time. You can also use a ₹15 Lakh Personal Loan EMI Calculator to find out the amount for monthly repayments.
₹15 Lakh Personal Loan EMI Calculator
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₹15 Lakh Personal Loan Interest Rates & Chargess
At Poonawalla Fincorp, we believe in providing only the best offers on Personal loans of ₹15 Lakh at competitive interest rates. You can easily apply for a high-amount ₹15 Lakh loan with us if you require funds for big-ticket expenses like medical emergencies or overseas education. You can avail of a ₹15 Lakh Personal Loan from Poonawalla Fincorp at attractive interest rates starting from just 9.99%* per annum.
You can check out the interest rates & charges for a Personal Loan mentioned below:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI Per Month | Starting from ₹2,124* per month for 60 months |
| Loan Tenure | 12-60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
₹15 Lakh Personal Loan EMI for 5 Years
At Poonawalla Fincorp, you can rest assured that you can receive enough time to repay your Loan. Our flexible repayment tenure allows you to repay the loan amount in easy installments over an agreed-upon period. What’s more, this will allow you to plan your finances accordingly without any hassle.
You can check out the EMI for a ₹15 Lakh Personal Loan with a loan tenure of up to 5 years below:
| Tenure | Approximate EMI at a 9.99% interest rate |
| ₹15 Lakh Personal Loan EMI for 2 Years | ₹69,210/month |
| ₹15 Lakh Personal Loan EMI for 3 Years | ₹48,394/month |
| ₹15 Lakh Personal Loan EMI for 5 Years | ₹31,863/month |
Eligibility Criteria to Get Personal Loan of ₹15 Lakh
The eligibility criteria to get a Personal Loan of up to ₹15 Lakh is quite simple and easy to fulfill. This makes it easy for almost any individual to avail of this loan. The criteria of eligibility that you must fulfill to avail of a Personal Loan of ₹15 Lakh are as follows:
Age
Citizenship
Employment
Work experience
Monthly Income
- Age- You must be a minimum of 22 years old at the time of loan application and 57 years old
- Citizenship- Indian citizenship is mandatory
- Employment- You must have a full-time job at a central and state govt., PSU, MNC, Listed, Unlisted Public Ltd., Private Limited Company, LLP, schools and colleges; or any company listed internally with Poonawalla Fincorp
- Work experience- Applicants must have job experience of at least 1 years with at least 1 months stable employment at the current job
- Monthly Income- Applicants must have a monthly net take-home salary of at least ₹30,000
Documents Required for ₹15 Lakh Personal Loan
When you apply for a Personal Loan, you are required to submit some basic but necessary documents. These documents are used to verify your personal details and professional and financial background. To apply for a ₹15 Lakh Personal Loan with Poonawalla Fincorp, you will be required to submit the following documents:
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KYC documents
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Current Address Proof
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Income Details
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Financial documents
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Employment proof
- KYC documents - Your PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Current Address Proof - Your passport, electricity/utility bills, or rent agreement
- Income Details - Your most recent salary slip
- Financial documents - Bank Statement from the last 3 months reflecting salary credit
- Employment Proof - Your official email ID or Emp ID card
Features & Benefits of ₹15 Lakh Personal Loan
Poonawalla Fincorp’s Personal Loans can help you fulfill any financial requirement. With a ₹15 Lakh Personal Loan, you can enjoy top features and benefits, such as:
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No Collateral Required
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Multi-Purpose Usage
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Competitive Interest Rates & Charges
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Quick Approval & Disbursal
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Easy-to-Use EMI Calculator
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Simple Online Application
- Collateral-free - You don’t need to put any asset as collateral to avail of a Personal Loan from Poonawalla Fincorp.
- Multi-Purpose Usage - You can use a ₹15 Lakh Personal Loan to fulfill almost any financial need.
- Competitive Interest Rates & Charges - You can get a Personal Loan at attractive interest rates with Poonawalla Fincorp
- Quick Approval & Disbursal - We ensure that your loan application is approved, and the amount disbursed quickly.
- Simple Online Application The entire loan application process is completed seamlessly without any hassle.
- Easy-to-Use EMI Calculator - Our Personal Loan EMI calculator helps you find out the amount you need to repay per month in just a few clicks.
How to Apply for ₹15 Lakh Personal Loan
You can follow the steps mentioned below to apply for a ₹15 Lakh Personal Loan from Poonawalla Fincorp:
Step 1: Visit our official website.
Step 2: Select ‘Personal Loan’ and click on ‘Apply Now’
Step 3: Fill out the application form for your ₹15 Lakh Personal Loan
Step 4: Enter the KYC details & upload all the required documents
Step 5: Wait for the assessment & verification of the loan application
Step 6: Receive loan approval confirmation
Step 7: Approve & authorize the disbursal of your Personal Loan
Apply for ₹15 Lakh Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions on ₹15 Lakh Personal Loan
The monthly EMI for a ₹15 Lakh Personal Loan can vary depending on its interest rate and repayment tenure. For example: If you get a ₹15 Lakh Personal Loan at 9.99% interest and wish to repay it over a period of 5 years, your approximate EMI will be ₹31,863*.
Yes, you can easily avail of a ₹15 Lakh Personal Loan if you meet the eligibility criteria and submit the required KYC documents at the time of application. Just follow the steps mentioned above to apply for your ₹15 Lakh Personal Loan today!
You can check Poonawalla Fincorp’s eligibility criteria to find out your eligibility for the ₹15 Lakh Personal Loan.
You can apply for a Personal Loan of ₹15 Lakh by simply visiting www.poonawallafincorp.com, selecting ‘Personal Loan’, and clicking on ‘Apply Now’.
Poonawalla Fincorp ensures that your loan application is processed as quickly as possible. As soon as you apply, one of our representatives will connect with you shortly after applying. After that, once the verification is done successfully from our end, you can receive the loan amount in your bank account in no time.
The interest rate per month for ₹15 Lakh from Poonawalla Fincorp can start from as low as 9.99%* p.a. If you wish to know your EMI, use the Personal Loan EMI calculator to better understand your monthly loan repayment amount.
*T&C Apply
