Secure a Personal Loan of ₹30 Lakh
Fulfil your dreams without worrying about finances. Whether you're planning a wedding, planning for higher education, renovating your home, or consolidating debt, get a ₹30 Lakh Personal Loan and turn your dreams into a reality. Apply now and benefit from competitive interest, minimal paperwork, and quick approval.
Why Choose Poonawalla Fincorp
₹30 Lakh Personal Loan EMI Calculator
Use the online EMI calculator to determine the payable monthly instalments. Just enter the loan amount, tenure and interest rate.
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan of ₹30 Lakh
Qualify for our loan with simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
- Work Experience: Minimum 1 year and at least 1 month at the applicant’s present job.
- Monthly Income: At least ₹30,000 per month.
Documents Required for a ₹30 Lakh Personal Loan
Provide the necessary documents while applying for a Personal Loan:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
- Income Proof: Salary slips for the past 3 months.
- Financial Documents: Bank statements for the past 3 months.
- Employment Proof: Official mail ID or Employee ID card.
- Address Proof: Passport, Utility Bills, or Rent Agreement.
Interest Rate and Charges for a ₹30 Lakh Personal Loan
Poonawalla Fincorp offers loans at competitive rates of interest and nominal charges:
4% when paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a ₹30 Lakh Personal Loan
- Higher education
- Debt consolidation
- Wedding
- High-value purchases
- Car purchase
- Business expenses
Who Can Get a ₹30 Lakh Loan
● Salaried individuals
● Salaried doctors
● Salaried Chartered Accountants
● Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Provide accurate details
- Upload the necessary documents
- Have a low debt-to-income ratio
- Check your credit score
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
The minimum credit score required to opt for a ₹30 Lakh Loan with low interest rates and favourable terms is 750.
You can use the funds to cover expenses related to household appliances, home renovation, higher education, medical emergencies, vacations, weddings, etc.
You can get approval and disbursement instantly after successful verification and approval.