Get a Business Loan in Chennai Effortlessly
Chennai, the cultural capital of Tamil Nadu, is a thriving metropolitan city with a rich heritage and a booming industrial sector. A vast business infrastructure makes it a favourable city for growing a business. Poonawalla Fincorp offers Business Loan to entrepreneurs for business expansion, inventory, software, or equipment purchase, hiring, etc. with a loan amount of up to ₹75 Lakh at attractive interest rate, minimal documentation, quick approval, and flexible repayment tenure. Apply now!
Why Choose Poonawalla Fincorp
Business Loan EMI Calculator
Plan your monthly repayment hassle-free with our online EMI calculator. Enter loan tenure, amount and interest rate. Try Now!
Apply for a Business Loan in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Business Loan in Chennai
Meet our simple eligibility criteria:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: At least 2 years.
- Annual Turnover: Minimum of ₹6 Lakh.
Documents Required for Business Loan in Chennai
Submit the essential documents while applying:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the documentation in detail.
Interest Rate and Charges for Business Loan in Chennai
We offer Business Loan with affordable interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Business Loan in Chennai
- Expanding business premises
- Launching new products or services
- Replenishing inventory
- Purchasing equipment and tools
- Paying off debts
- Funding a marketing campaign
- Raising business capital
Who Can Get a Business Loan in Chennai
- Women entrepreneurs
- Sole proprietors
- Small business owners
- Retail shop owners
- Partnership firms
- Trusts
Tips for a Successful Business Loan Application
- Understand your business needs
- Check credit history
- Have a detailed business plan
- Organise your financial statements
Poonawalla Fincorp Branch Address in Chennai
Poonawalla Fincorp Limited
Address: 2nd Floor, The Oval Tower, Venkatanarayana Road, T.Nagar, Chennai Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Here are the benefits of getting a Business Loan in Chennai:
- Competitive interest rate
- Collateral-free loan
- Hassle-free online application process
- Minimal documentation
- Flexible loan tenure
- No hidden charges
Get a Business Loan in Chennai in three easy steps:
Step 1: Click on “Apply Now”.
Step 2: Fill out the application form.
Step 3: Upload the required documents.
Upon successful verification, the loan amount will be credited to your bank account.
With our EMI calculator, you can efficiently plan your monthly repayments. To do so, you just have to enter the loan amount, interest rate, and tenure. Hit the ‘Calculate’ button to check the payable EMIs.