Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Avail of an Online Business Loan in Delhi

Delhi, the capital of India, is the largest commercial hub with a skilled workforce. It offers ample business opportunities in various sectors. Let Poonawalla Fincorp’s Business Loan be your financial partner and take your business to the next level. From expanding your business to managing operational costs- our business loan helps meet all business financial requirement with ease. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free Collateral-free
Loan
Competitive Interest
Rate
Minimal Documentation Minimal
Documentation
Quick
Disbursal
Flexible
Repayment Tenure

Business Loan EMI Calculator

Check your EMIs easily with our EMI calculator. Enter the loan amount, tenure, and interest rate to get accurate results. Calculate now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Delhi

Meet our simple criteria to get funds for growing your business:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum 2 years.
  • Annual Turnover: Minimum of ₹6 Lakh.

Documents Required for a Business Loan in Delhi

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Delhi

Avail of a Business Loan with competitive interest rate and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI per month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Delhi

● Accelerating business expansion

● Managing operational cost

● Purchasing a new machinery

● Improving business infrastructure

● Hiring talented workforce

Who Can Get a Business Loan

● Small businesses

● Women entrepreneurs

● MSMEs

● Proprietorship businesses

● Retail shop businesses

● Manufacturing businesses

Tips for a Successful Business Loan Application

● Know the required loan amount

● Maintain a good credit profile

● Submit all the necessary documents

● Ensure meeting the eligibility criteria

Poonawalla Fincorp Branch Address in Delhi

Poonawalla Fincorp Limited

Address: 5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use a Business Loan in Delhi for any purpose?

No, you can only use a Business Loan for business expansion, meeting working capital requirements, purchasing equipment, managing cash flow gaps, hiring new talents, etc.

What is the repayment tenure for a Business Loan in Delhi?

Poonawalla Fincorp offers flexible repayment tenure between 6 and 48 months for a Business Loan in Delhi.

Is there a penalty for foreclosing a Business Loan in Delhi?

If you decide to foreclose the loan within the first 6 EMIs, you'll be charged 6% on the principal outstanding plus taxes. However, if you foreclose the loan after the first 6 EMIs, the charge will be 5% on the principal outstanding plus taxes. 

What interest rate can I expect for a Business Loan in Delhi?

The interest rate can vary based on your business profile and creditworthiness. We offer business loans at competitive interest rate.

Do I need to provide collateral for a Business Loan?

No, Poonawalla Fincorp offers a collateral-free Business Loan, making it easier for you to take your business to new heights.