Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Business Loan in Guwahati with Quick Approval

Guwahati the capital city of Assam is a major commercial hub and among the fastest developing in northeast India. Fulfil all your business needs hassle-free with a Business Loan from Poonawalla Fincorp. Get the best-in-class loan benefits, such as attractive interest rate, flexible repayment tenure, quick approval and more. Apply now to take your business to new heights!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free Collateral-free
Loan
Competative Interest
Rate
Minimal Documentation
Quick Approval
Flexible Repayment
Tenure

Business Loan EMI Calculator

When availing of a Business Loan in Guwahati, consider checking your monthly EMI using our EMI calculator. Just enter the loan amount, interest rate and tenure to get the results. Calculate now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Guwahati

Meet out simple eligibility criteria to qualify:

  • Age: Between 24 and 65 years.
  • Citizenship: India.
  • Business Vintage: Minimum of 2 years.
  • Annual Turnover: At least ₹6 Lakh.

Documents Required for a Business Loan in Guwahati

Submit the essential documents while applying:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Guwahati

We offer Business Loan with affordable interest rate and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Guwahati

● Purchase inventory

● Hire employees

● Purchase commercial property

● Increase marketing operations

● Manage cash flow gaps

Who Can Get a Business Loan in Guwahati

● Women-led enterprises

● Small businesses

● Retail shops businesses

● Established MSMEs

● Manufacturing units

● Proprietorships ventures

Tips for a Successful Business Loan Application

  • Develop a solid business plan
  • Know the required loan amount
  • Improve business credit score
  • Reduce your debt-to-income ratio
  • Provide accurate information

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the maximum Business Loan amount I can get?

The loan amount you can apply for varies based on several factors, including the size of your business, the purpose of the loan, and your credit score. Poonawalla Fincorp offers a high loan amount of up to ₹75 Lakh to meet your specific business needs.

Why should I use the Business Loan EMI calculator?

A Business Loan EMI calculator will help you plan your repayments effectively. Just enter the loan amount, interest rate and tenure to check your EMIs.

Can I get a Business Loan instantly with a credit score of 500?

Securing a Business Loan with a credit score of 500 will be challenging. Typically, we require a minimum credit score of 750 for Business Loan approval.