Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Flexible Business Loan in Kolkata

Kolkata, the "City of Joy," boasts a vibrant culture and historical significance. With its rich heritage and location as a gateway to Eastern India and Southeast Asia, it offers a unique blend of traditional industries and modern enterprises. The city offers lots of opportunities for businesses.

If you are planning to expand your business and looking for financial assistance, Poonawalla Fincorp’s Business Loan can be your helping hand. With low interest rate, flexible loan tenure and easy online application, you can utilise funds for business expansion, inventory, or equipment purchase. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible Repayment
Tenure
No Hidden
Charges

Business Loan EMI Calculator

Strategically manage your future loan repayments using our Business Loan EMI Calculator. Enter the loan amount, interest rate, and tenure to know immediate results. Calculate now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Kolkata

Meet our simple eligibility criteria to secure funding for your business:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum 2 years.
  • Annual Turnover: Minimum ₹6 Lakh.

Documents Required for a Business Loan in Kolkata

Submit the mandatory documents to experience a seamless application process:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Kolkata

Get Business Loan at attractive interest rate and minimal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Kolkata

  • Expanding and renovating your business
  • Diversifying into new products or services
  • Purchasing the latest equipment or software
  • Hiring additional employees
  • Increasing reserves for working capital
  • Capitalising on new opportunities

Who Can Get a Business Loan in Kolkata

  • Retail shop owners
  • Sole proprietors
  • MSMEs
  • Women entrepreneurs

Tips for a Successful Business Loan Application

  • Know your business needs
  • Create a business expansion plan
  • Check your credit score
  • Keep the necessary documents handy

Poonawalla Fincorp Branch Address in Kolkata

Poonawalla Fincorp Limited

Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the types of Business Loan provided by Poonawalla Fincorp?
  • Unsecured Business Loan
  • Small Business Loan
  • Business Loan for women
  • Business Loan for working capital
  • Business Loan for MSME
  • Business Loan for proprietorship
  • Business Loan for retail shop
What is the minimum Business Loan amount I can get?

The minimum Business Loan amount you can get from Poonawalla Fincorp is ₹5 Lakh.

How long will it take to sanction my loan?

The loan process is streamlined, and approval occurs within a few days of submitting your application.