Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Business Loan in Pune Online

Pune, the upcoming IT hub, is booming with growth opportunities for businesses. Access these opportunities and take your business to the next level with a Business Loan in Pune from Poonawalla Fincorp.

Get a Business Loan of up to ₹75 Lakh with minimal documentation, competitive interest rate, and no hidden charges. Use the funds to expand into newer markets, purchase new machinery, procure inventory, consolidate high-interest loans and increase your workforce. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Competative
Interest Rate
Minimal Documentation
Flexible Tenure
No Hidden
Charges

Business Loan EMI Calculator

Use our online EMI calculator to know your monthly payments. Enter the loan amount, interest rate and loan tenure. Try now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Pune

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum 2 years.
  • Annual Turnover: At least ₹6 Lakh.

Documents Required for a Business Loan in Pune

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Pune

Avail of a Business Loan with attractive interest rate and minimal charges:

Interest Rate
15%* p.a onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Pune

  • Boosting working capital reserves
  • Consolidating high-interest business debts
  • Improving existing business set-up
  • Funding business expansion or diversification
  • Purchasing new machinery, equipment or software
  • Purchasing and stocking inventories
  • Expanding workforce
  • Capitalising on business opportunities

Who Can Get a Business Loan in Pune

  • Retail shops
  • Small business owners 
  • MSMEs 
  • Sole oroprietors 
  • Women-led businesses 

Tips for a Successful Business Loan Application

  • Know your business requirements
  • Make a business plan
  • Monitor your credit score and check your repayment history
  • Arrange the loan documents beforehand

Poonawalla Fincorp Branch Address in Pune

Poonawalla Fincorp Limited

Address 1: A201 & 202, 2nd floor, AP-81, Koregaon Park Annex, Mundhwa Road, Near Raga Lawns, Mundhwa, Pune - 411036

Address 2: Unit no. 2&3, 2nd Floor, Survey No-30/2/3/1, Balaji Nagar, Above Bank of Baroda, Dhankawadi, Pune, Maharashtra - 411043

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is there any fee charged for prepaying a Business Loan in Pune?

Yes, there is a fee for prepaying a Business Loan in Pune. If you choose to prepay the loan within the first 6 EMIs, you will be charged 6% on the principal outstanding plus taxes. If you decide to prepay the loan after the first 6 EMIs, the fee will be 5% on the principal outstanding plus taxes. 

Is it necessary to visit the Poonawalla Fincorp branch to avail a Business Loan in Pune?

You don't need to visit the branch physically to avail a Business Loan. You can apply for the loan and submit the documents through the online mode to get the Business Loan.

Can I get a Business Loan in Pune without collateral?

Yes, you can get a Business Loan in Pune without collateral. However, you should meet the eligibility criteria and submit the relevant documents to have a higher chance of securing loan approval.