Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Cash Loan for Urgent Financial Needs

Urgent financial needs such as emergency medical expenses, funds for urgent travel needs, consolidating debts, etc., demand immediate fund requirements. Poonawalla Fincorp’s emergency cash loan can help you meet such urgent needs with up to ₹50 Lakh at attractive interest rates. There are no end-use restrictions on the funds secured, and hence, it can be used to finance your urgent cash needs.

The application process is 100% online, with minimal documentation for a hassle-free borrowing experience. Enjoy benefits such as quick approval, zero hidden charges, flexible EMI options and more. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free Collateral-free
Loan
Attractive Interest Rates Attractive
Interest Rate
Minimal Paperwork Minimal
Paperwork
Flexible Loan Tenure Flexible Loan Tenure
Quick Approval Quick
Approval
No Hidden Charges No Hidden
Charges

EMI Calculator for a Cash Loan

Plan your monthly repayment budget effectively with our user-friendly EMI calculator for a Cash Loan. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Cash Loan

Fulfil our simple eligibility criteria to qualify for a cash loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government

Click to know more about eligibility criteria in detail.

Documents Required to Apply for a Cash Loan

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slips for the past 3 months.
  • Financial Proof: Bank account statements for the past 3 months.

Note: The list of loan documents mentioned above is indicative. You may have to submit additional documents during the loan processing stage.

Cash Loan Interest Rate and Charges

Poonawalla Fincorp offers cash loans at attractive interest rates without any hidden charges.

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 - 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Why Get a Cash Loan Online

There is no end-use restriction on cash loans from Poonawalla Fincorp. The funds can be used to:

  • Pay medical bills - Financial obligations arising from medical emergencies can be easily taken care of with a quick loan.
  • Finance higher education expenses – Fulfil your higher education dreams or pay for your family member’s education at a premier educational institution with our emergency cash loan.
  • Manage travel expenses - Travel to your favourite destinations easily with our collateral-free loan.
  • Fund wedding expenses - Manage all your wedding costs, including decorations, catering, venue, events, etc., with a hassle-free cash loan.
  • Pay for home renovation - Get a cash loan to finance your home refurbishment expenses.
  • Purchase consumer durables - Buy the latest electronic gadgets and other household appliances with our collateral-free cash loan.

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I borrow funds quickly?

You can get a cash loan of ₹1 Lakh to ₹50 Lakh from Poonawalla Fincorp to fulfil your quick fund needs. The application process is online with fast processing and quick approval of the final loan amount.

How can I apply for a cash loan from Poonawalla Fincorp?

Applying for a cash loan from Poonawalla Fincorp is very easy and hassle-free. Once you meet the eligibility criteria, all you have to do is click on the “Apply Now” button, enter the requisite details, upload the necessary documents and submit your application.

How much cash loan can I get from Poonawalla Fincorp?

You can get up to ₹50 Lakh cash loan from Poonawalla Fincorp with a hassle-free application process and quick approval of your loan amount. However, the final loan amount is determined based on eligibility, credit report, and various other factors.

Can I get a cash loan of ₹1 Lakh quickly?

Yes, you can get a cash loan of ₹1 Lakh quickly from Poonawalla Fincorp with an online application process and fast approval. However, the final loan amount is determined based on eligibility, credit report, and various other factors.