Get a Cash Loan for Urgent Financial Needs
Urgent financial needs such as emergency medical expenses, funds for urgent travel needs, consolidating debts, etc., demand immediate fund requirements. Poonawalla Fincorp’s emergency cash loan can help you meet such urgent needs with up to ₹50 Lakh at attractive interest rates. There are no end-use restrictions on the funds secured, and hence, it can be used to finance your urgent cash needs.
The application process is 100% online, with minimal documentation for a hassle-free borrowing experience. Enjoy benefits such as quick approval, zero hidden charges, flexible EMI options and more. Apply now!
Why Choose Poonawalla Fincorp
EMI Calculator for a Cash Loan
Plan your monthly repayment budget effectively with our user-friendly EMI calculator for a Cash Loan. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Cash Loan
Fulfil our simple eligibility criteria to qualify for a cash loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian
- Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
- Monthly Salary: A minimum of ₹30,000.
- Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government
Click to know more about eligibility criteria in detail.
Documents Required to Apply for a Cash Loan
Submit just a few essential documents for a seamless application:
- KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
- Address Proof: Utility Bills, Rent Agreement or Passport.
- Employment Proof: Official mail ID or employee ID card.
- Income Proof: Salary slips for the past 3 months.
- Financial Proof: Bank account statements for the past 3 months.
Note: The list of loan documents mentioned above is indicative. You may have to submit additional documents during the loan processing stage.
Cash Loan Interest Rate and Charges
Poonawalla Fincorp offers cash loans at attractive interest rates without any hidden charges.
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Why Get a Cash Loan Online
There is no end-use restriction on cash loans from Poonawalla Fincorp. The funds can be used to:
- Pay medical bills - Financial obligations arising from medical emergencies can be easily taken care of with a quick loan.
- Finance higher education expenses – Fulfil your higher education dreams or pay for your family member’s education at a premier educational institution with our emergency cash loan.
- Manage travel expenses - Travel to your favourite destinations easily with our collateral-free loan.
- Fund wedding expenses - Manage all your wedding costs, including decorations, catering, venue, events, etc., with a hassle-free cash loan.
- Pay for home renovation - Get a cash loan to finance your home refurbishment expenses.
- Purchase consumer durables - Buy the latest electronic gadgets and other household appliances with our collateral-free cash loan.
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can get a cash loan of ₹1 Lakh to ₹50 Lakh from Poonawalla Fincorp to fulfil your quick fund needs. The application process is online with fast processing and quick approval of the final loan amount.
Applying for a cash loan from Poonawalla Fincorp is very easy and hassle-free. Once you meet the eligibility criteria, all you have to do is click on the “Apply Now” button, enter the requisite details, upload the necessary documents and submit your application.
You can get up to ₹50 Lakh cash loan from Poonawalla Fincorp with a hassle-free application process and quick approval of your loan amount. However, the final loan amount is determined based on eligibility, credit report, and various other factors.
Yes, you can get a cash loan of ₹1 Lakh quickly from Poonawalla Fincorp with an online application process and fast approval. However, the final loan amount is determined based on eligibility, credit report, and various other factors.