Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Avail of a Loan Against Industrial Property With Quick Approval

Securing capital to finance your business expansion or cover urgent financial emergencies is a daunting task. To arrange this amount, you can pledge your industrial real estate with a Loan Against Industrial Property. Get a loan of up to ₹25 Crore to meet your personal or business expenses with flexible EMIs and minimal paperwork.

Choose a trusted financial lender like Poonawalla Fincorp to get a Loan Against Industrial Property with competitive interest rates, no end-usage restrictions and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Fair
Loan-to-Value
(LTV) Ratio
No Hidden
Charges
Flexible
EMIs
Quick
Approval
Online
Application Process
Attractive
Interest Rate

EMI Calculator for a Loan Against Industrial Property

Use our EMI calculator to plan your monthly repayments effortlessly. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Industrial Property

Although our eligibility criteria differ based on whether you are self-employed or an established firm/company, here are some of the main details:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about the eligibility criteria in detail.

Documents Required for a Loan Against Industrial Property

Provide the necessary documents, depending on whether you are a self-employed individual or an established firm/company, to avail of our property mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about the documentation in detail.

Interest Rate and Charges for a Loan Against Industrial Property

We offer a mortgage loan at attractive interest rates and nominal charges:

Loan Against Property Charges Details

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Industrial Property

● Expanding your business

● Purchasing newer equipment

● Consolidating existing high-interest debt

● Paying for medical emergencies

● Refurbishing your home

● Covering higher education expenses

Who Can Get a Loan Against Industrial Property

● Salaried Individuals

● Self-employed Professionals

● Companies/Firms

Tips for a Successful Loan Against Property Application

● Check the eligibility criteria

● Maintain a credit utilisation ratio of up to 30%

● Borrow only what you need

● Check your credit score

● Arrange the necessary documents

● Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the prepayment or foreclosure charges for Poonawalla Fincorp’s mortgage loan against industrial property?

Poonawalla Fincorp charges a nominal prepayment charge of 5% on principle partly paid amount plus applicable taxes.

Can I use Poonawalla Fincorp’s Loan Against Property to cover my home renovation expenses?

Yes, you can use our property mortgage loan to cover the expenses for refurbishing your home.

What is the minimum business vintage required for a firm/company to get a Loan Against Industrial Property from Poonawalla Fincorp?

A firm or company should be in the same business for at least 5 years to become eligible for availing of our property mortgage loan.

*T&C Apply