Get a Loan Against Property in Agra with Minimal Documentation!
Agra, famed for the iconic Taj Mahal, is a city steeped in history and cultural richness. It is also home to different people, professionals, and businesses, all harbouring different aspirations. To help them fulfil their specific needs, Poonawalla Fincorp offers a Loan Against Property in Agra, allowing them to unlock the hidden potential of their property.
Salaried individuals, business owners, and self-employed professionals in Agra can benefit from our Property Mortgage Loan. It comes with competitive interest rates, a simplified documentation process, and complete transparency, ensuring a seamless borrowing experience.
Loan Against Property Interest Rates in Agra
The interest rate on Loan Against Property in Agra offered by us starts from just 9% per annum. Check more details in the table below:
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | 1044* Per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges - Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Loan Against Property in Agra
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Better Loan-To-Value (LTV) Ratio
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Loan Available on Different Properties
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Minimal Documentation
Better Loan-To-Value (LTV) Ratio
We offer a loan-to-value (LTV) ratio based on the market worth of the property, so you can avail of funds accordingly.
Loan Available on Different Properties
We provide loans against a variety of property assets, such as residential, commercial, and warehouse buildings.
Minimal Documentation
There are only minimal documents required for a Loan Against Property, including financial details, property details, and KYC details.
We offer Loan Against Property in Agra for:
- Self-employed Professionals: Our tailored Loan Against Property supports the diverse financial needs of self-employed individuals.
- Salaried Individuals: We've carefully crafted our Property Mortgage Loan solutions to meet the unique financial needs of individuals with a steady income.
- Firms/Companies: Our Loan Against Property offers versatile financial solutions to meet the needs of businesses and organizations.
Purposes of Loan Against Property in Agra:
- Business Growth: Take advantage of our LAP to support the growth of your existing business.
- Debt Consolidation: Simplify your financial situation by merging high-interest debts into one convenient Loan Against Property.
- Property Improvement: Tap into LAP to rejuvenate and enhance your residential or commercial property.
Conclusion
Poonawalla Fincorp’s commitment towards transparency and customer-centricity empowers the people of Agra on their financial journey. Our Loan Against Property offers higher loan-to-value, swift processing, and no hidden charges. Whether it's for business growth, debt consolidation, or property enhancement, we are your trusted ally in fulfilling your financial aspirations in Agra.
Poonawalla Fincorp’s Branch Address in Agra:
Poonawalla Fincorp Limited
Address: 204-B, 2nd floor Sumridhi Business Suites Sanjay Place Agra-282004
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
