Apply for a Loan Against Property in Bihar and Get Instant Approval!
Applying for a Loan Against Property in Bihar provides a convenient way to unlock the value of your property in Bihar and meet your financial needs. From funding for your child's education and a dream wedding to business expansion and medical emergencies, Loan Against Property up to ₹5 Crore with minimal documentation and quick approval offers a secure and flexible solution. Why wait? Apply now!
Loan Against Property Interest Rates in Bihar
The interest rate and charges for Property Mortgage Loan in Bihar are:
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | ₹51,728* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges - Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Online EMI Calculator to Get Property Mortgage Loan in Bihar
EMI is an invaluable tool to plan your budget for a Property Mortgage Loan in Bihar. The EMI calculator is simple to use; just enter the loan amount, interest rate, and loan tenure to get started.
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EMI Amount = *
Features and Benefits of Loan Against Property in Bihar
Below are some of the features and benefits of Loan Against Property in Bihar:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Various Properties
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Easy Application
- Instant Disbursal: Get the loan directly into your bank account after verification.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
Various Types of Loan Against Property in Bihar
- Loan Against Residential Property: We offer a Loan Against Residential Property, which allows you to mortgage your owned apartments, independent houses, builder floors, villas, gated communities, etc, to obtain funds.
- Loan Against Commercial Property: You can pledge your commercial or non-residential properties, including warehouses, office properties, production, and manufacturing spaces, etc, as collateral to avail funds at attractive interest rates.
- Loan Against Industrial Property: Mortgage your industrial property including warehouse, showrooms, manufacturing areas, showroom buildings, etc. To avail loan against industrial property.
- Loan Against Property Balance Transfer: You can avail a balance transfer at a 9% p.a. interest rate and save significantly on your total interest cost and enjoy Loan Against Property balance transfer with Poonawalla Fincorp.
Poonawalla Fincorp’s Branches in Bihar
Poonawalla Fincorp Patna Branch
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar - 800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
