Apply for a Loan Against Property in Bihar and Get Instant Approval!
Applying for a Loan Against Property in Bihar provides a convenient way to unlock the value of your property in Bihar and meet your financial needs. From funding for your child's education and a dream wedding to business expansion and medical emergencies, Loan Against Property up to ₹25 Crore with minimal documentation and quick approval offers a secure and flexible solution. Why wait? Apply now!
Loan Against Property Interest Rates in Bihar
The interest rate and charges for Property Mortgage Loan in Bihar are:
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
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| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Online EMI Calculator to Get Property Mortgage Loan in Bihar
EMI is an invaluable tool to plan your budget for a Property Mortgage Loan in Bihar. The EMI calculator is simple to use; just enter the loan amount, interest rate, and loan tenure to get started.
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EMI Amount = *
Features and Benefits of Loan Against Property in Bihar
Below are some of the features and benefits of Loan Against Property in Bihar:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Various Properties
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Easy Application
- Instant Disbursal: Get the loan directly into your bank account after verification.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
Various Types of Loan Against Property in Bihar
- Loan Against Residential Property: We offer a Loan Against Residential Property, which allows you to mortgage your owned apartments, independent houses, builder floors, villas, gated communities, etc, to obtain funds.
- Loan Against Commercial Property: You can pledge your commercial or non-residential properties, including warehouses, office properties, production, and manufacturing spaces, etc, as collateral to avail funds at attractive interest rates.
- Loan Against Industrial Property: Mortgage your industrial property including warehouse, showrooms, manufacturing areas, showroom buildings, etc. To avail loan against industrial property.
- Loan Against Property Balance Transfer: You can avail a balance transfer at a 9.5% p.a. interest rate and save significantly on your total interest cost and enjoy Loan Against Property balance transfer with Poonawalla Fincorp.
Poonawalla Fincorp’s Branches in Bihar
Poonawalla Fincorp Patna Branch
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
