Get Competitive Interest Rates with a Loan Against Property in Ghaziabad!
In recent years, Ghaziabad has experienced remarkable growth and development due to its strategic location. Located adjacent to the national capital has made it is a hotspot for both residential and commercial development. As Ghaziabad continues to evolve, its residents and businesses require flexible financial solutions to support their aspirations. Here Poonawalla Fincorp comes into the picture, offering a Loan Against Property (LAP) in Ghaziabad as a valuable financial tool. Whether it is expanding business, funding education, managing medical expenses, or renovating a property, our Loan Against Property offers Ghaziabad's residents a reliable means to unlock the value of their properties and achieve their financial goals. With competitive interest rates, transparent processing, and flexible loan amounts, Poonawalla Fincorp's LAP product stands as a trusted partner in Ghaziabad's journey toward financial prosperity.
Loan Against Property Interest Rates in Ghaziabad
Obtaining a Loan Against Property in Ghaziabad is effortless with Poonawalla Fincorp. You can access funds ranging from ₹51 Lakh to ₹25 Crores. Refer below for more information on applicable charges on LAP
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
|
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Loan Against Property in Ghaziabad
These features also serve as the benefits of Loan Against Property that you can avail of by applying for the same
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Property Renovation
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Transparent Processing
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Fueling Business Expansion
Property Renovation
Renovate your working space or house to match the latest trends or increase property value by enhancing the functionality of the property.
Transparent Processing
We ensure complete transparency by openly communicating all fees, with no hidden charges.
Fueling Business Expansion
Utilize funds to fuel your business by expanding the operations, acquiring equipment, or increasing the workforce.
We offer Loan Against Property in Ghaziabad for:
- Salaried Individuals: Those receiving regular salaries can unlock the value of their property assets through Property Mortgage Loan.
- Self-employed Professionals: Individuals who are self-employed, such as doctors and Chartered Accountants, have the opportunity to secure funds for both personal and professional purposes.
- Firms/Companies: We support business expansion by offering a Loan Against Property in Ghaziabad which is backed by property assets, for your firm.
Purposes of Loan Against Property in Ghaziabad
- Fund overseas higher education: Secure the financial support needed to fund higher education abroad, ensuring a brighter future.
- Streamline Debt: Consolidate high-interest debts into a single, more manageable LAP, reducing financial stress.
- Achieve Personal Goals: Fulfil personal aspirations and dreams, from home renovations to travel, with LAP.
Conclusion
Poonawalla Fincorp's Loan Against Property (LAP) can be your financial partner allowing you to utilize property value for different purposes like business growth, education, or property upgrades. With competitive LAP interest rates, minimal documentation requirements, and adaptable loan amounts.
Poonawalla Fincorp’s Branch Address in Ghaziabad:
Poonawalla Fincorp Limited
Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
