Apply for a Loan Against Property in Himachal Pradesh Flexible Tenure!
Poonawalla Fincorp's Loan Against Property in Himachal Pradesh is designed to provide a convenient and secure way to access funds and fuel your aspirations. With Loan Against Property, you can fulfil your financial requirements such as home renovation, business expansion, wedding, etc.
Apply now and avail up to ₹5 Crore with minimal documentation, quick approval, and flexible repayment tenure.
Loan Against Property Interest Rates in Himachal Pradesh
Check out the interest rates and other charges of a property mortgage Loan in Himachal Pradesh from Poonawalla Fincorp:
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1%, Plus applicable taxes |
| Lowest EMI per month | ₹51,728* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges - Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Online EMI Calculator to Get Property Mortgage Loan in Himachal Pradesh
To help you plan your finances, you can use our Loan Against Property EMI calculator. Enter your details such as loan tenure, loan amount, and rate of interest.
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EMI Amount = *
Features and Benefits of Loan Against Property in Himachal Pradesh
The features and benefits of a Loan Against Property in Himachal Pradesh from Poonawalla Fincorp are:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Various Properties
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Easy Application
- Instant Disbursal: Get the loan directly into your bank account after verification.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
Various Types of Loans Against Property in Himachal Pradesh
In Himachal Pradesh, various types of Loan Against Property in Himachal Pradesh are available to cater to different needs:
- Loan Against Residential Property: For loan against residential property, you can pledge various residential property such as apartments, villas, independent houses, gated communities and builder floors as collateral, you avail a high loan amount.
- Loan Against Commercial Property: For Loan Against Commercial Property, Commercial properties encompass properties like office spaces, manufacturing areas, warehouses, schools, gyms, etc.
- Loan Against Industrial Property: Industrialists and business owners can pledge their industrial properties as warehouse, showrooms, manufacturing areas, showroom buildings, etc.
- Loan Against Property Balance Transfer: Borrowers can also opt for a Loan Against Property balance transfer, wherein their outstanding loan balance from other lenders can be consolidated with Poonawalla Fincorp, potentially benefiting them with better terms or a lower interest rate.
