Apply Now for a Loan Against Property in Jharkhand with competitive Interest Rates!
Jharkhand, a state rich in mineral resources and cultural heritage, has experienced significant economic growth in the past few years. Poonawalla Fincorp's Loan Against Property in Jharkhand is designed to address the growth opportunities by providing you with a convenient and secure way to access funds. With a Loan Against Property, you can secure more than enough funds to cover all your financial needs, whether that is to address a medical emergency or expand your business.
Loan Against Property Interest Rates in Jharkhand
The following are the details of Loan Against Property interest rates and charges in Jharkhand:
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
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| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Online EMI Calculator to Get Property Mortgage Loan in Jharkhand
With the help of our EMI calculator, there is less chance of defaulting on a Loan Against Property in Jharkhand. To calculate EMI, you have to enter loan amount, tenure, and rate of interest.
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EMI Amount = *
Features and Benefits of Loan Against Property in Jharkhand
Following are some of the most critical features and benefits of availing a Property Mortgage Loan in Jharkhand:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Easy Application
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Various Properties
- Instant Disbursal: Get the loan directly into your bank account after verification.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
- Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
Various Types of Loan Against Property in Jharkhand
Poonawalla Fincorp understands the diverse requirements of Jharkhand's populace and offers a range of Property Mortgage Loan options tailored to various property types:
- Loan Against Residential Property: For Loan against residential property, you can pledge your owned apartments, independent houses, builder floors, villas, gated communities.
- Loan Against Commercial Property: Businesses operating in Jharkhand can leverage their commercial spaces, including shops or offices, to secure capital for expansion, purchasing equipment, or managing working capital.
- Loan Against Industrial Property: With Loan Against Industrial Property, you can pledge private warehouses, flex space, and data centres, etc.
- Loan Against Property Balance Transfer: Consolidate your existing Loan Against Property and potentially benefit from better terms or a lower interest rate with Poonawalla Fincorp.
Poonawalla Fincorp’s Branches in Jharkhand
Poonawalla Fincorp Dhanbad Branch
Address: 1st Floor,Goodwill Plaza, Bank More, Dhanbad,Jharkhand -826001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Jamshedpur Branch
Address: 1 S.B. Shop Area, 2nd Floor, Shantiniketan, Main Road, Bistupur, Singhbhum,Jamshedpur,Jharkhand-831001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Ranchi Branch
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
