Get a Loan Against Property in Kerala with No Hidden Charges!
With its great natural beauty and enchanting hill stations, people from various parts of the world visit Kerala for its peace and rich cultural experience. In case, you own a residential or commercial property in this beautiful state, opt for a Loan Against Property in Kerala with Poonawalla Fincorp for wedding, renovation, higher education, etc. We offer a Loan Against Property at attractive rates of interest and flexible repayment tenure. Apply now!
Loan Against Property Interest Rates in Kerala
Poonawalla Fincorp offers a Loan Against Property interest rate starts from 9% p.a., making it cost-effective. Refer to the below table to gain a better understanding of interest rates and charges:
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1%, Plus applicable taxes |
| Lowest EMI per month | ₹51,728* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges - Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Online EMI Calculator for Loan Against Property in Kerala
You can use our online LAP EMI calculator before applying for a Loan Against Property in Kerala. To calculate your EMI, just enter loan amount, tenure and rate of interest.
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EMI Amount = *
Features and Benefits of Property Mortgage Loan in Kerala
Availing funds with a Loan Against Property with Poonawalla Fincorp provides you with several features and benefits. These include:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Easy Application
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Different categories of options
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Higher Loan amount
- Instant Disbursal: Avail of a loan instantly into your bank account.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
- Different categories of options: You can opt for Loan Against Residential Property, Loan Against Industrial Property and Loan Against Commercial Property.
- Higher Loan amount: Avail of a higher loan amount up to ₹5 Crore.
Various Types of Loan Against Property in Kerala
We offer various types of Loan Against Property such as:
- Loan Against Residential Property: For Loan Against Residential Property, you can pledge different properties such as building houses, apartments, etc.
- Loan Against Commercial Property: Pledge your commercial properties such as office buildings, warehouses, retail stores, gym etc. to obtain a Loan Against Commercial Property.
- Loan Against Industrial Property: Pledging your industrial real estate as collateral, you can utilise the loan amount for funding new projects. Examples include purchasing warehouses, manufacturing plants and so on.
- Loan Against Property Balance Transfer: Opting for a Loan Against Property balance transfer allows you to transfer your property mortgage loan from your existing lender to a new lender. We offer several benefits with balance transfers including low rates of interest, high amounts of loan, flexible loan tenure and more.
Poonawalla Fincorp’s Branches in Kerala
Poonawalla Fincorp Cochin Branch
Address: 5th Floor Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kannur Branch
Address: 2nd Floor, J.R.Complex, Talap Road, Kannur-670 004, Kerala
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kanyakulam Branch
Address: 1st Floor, Srees Building,MK Hemachandran Road,Near Srees Krishna Swamy Temple,Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kollam Branch
Address: 2nd Floor, "Sree Vigneswara Bhavan", Kadapakada, Kollam -691 008, Kerala
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kottayam Branch
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Calicut/Kozhikode Branch
Address: 4th Floor, "City Gallery", 6/835 E, Kannur Road, Calicut: 673001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Malappuram Branch
Address: City Square, 2nd Floor, Kozhikode Road, Kottapadi, Malappuram,Kerala-676519
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Palakkad Branch
Address: 1st Floor, "KAV Center", Chandranagar, Palakkad: 678014, Kerala
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Pattambi Branch
Address: 1st Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad District, Pin-679306
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Iddikki Branch
Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Dist: 685585
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Thrissur Branch
Address: 2nd Floor, Chowallur Tower, Civil lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Tirur Branch
Address: 1st Floor, "Kottathara Complex", Naduvilangadi, Tirur: 676107, KERALA
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Trivandrum Branch
Address: 1st Floor , Sree Uthradam Arcade ,Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
