Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Avail of a Loan Against Property in Kolkata Instantly

Kolkata, the capital city of West Bengal, is a prime financial and commercial hub in East and Northeast India. Unlock the potential of your commercial or residential property to cover your big-ticket expenses. Get a Loan Against Property in Kolkata and meet your personal or business needs. Benefit from high loan amount, attractive interest rate, online application, quick approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan-to-Value (LTV) Fair Loan-to-Value (LTV)
Attractive Interest Rate Attractive
Interest Rate
Online
Application
Flexible Repayment
Tenure
Swift Disbursal Swift Disbursal
Minimal Documentation Minimal
Documentation

Loan Against Property EMI Calculator

Calculate your monthly repayments with our easy-to-use EMI calculator. Just enter the loan amount, tenure, and interest to know your EMIs. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Kolkata

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail. 

Documents Required for Loan Against Property in Kolkata

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail. 

Interest Rate and Charges for Loan Against Property in Kolkata

We offer a property mortgage loan at attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Kolkata

  • Funding children's higher education
  • Renovating your house
  • Dealing with medical emergencies
  • Hosting wedding ceremonies
  • Expanding and growing your business
  • Consolidating high-interest debts

Who Can Get a Loan Against Property in Kolkata

  • Salaried individuals
  • Companies or firms
  • Self-employed professionals

 

Poonawalla Fincorp Branch Address in Kolkata

Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can I avail a loan against my house?

Yes, you can avail a loan against a single-unit house, flat, gated community, villa, builder space, etc.

2. When is it ideal to avail a Loan Against Property?

The best time to avail a Loan Against Property is when you need funding for a sizable expense.

3. How do I enhance my Loan Against Property eligibility?

To enhance your eligibility:

  • Mortgage a high-value property
  • Have a good credit score and
  • Have a steady source of revenue.