Fulfil Your Financial Needs with a Loan Against Property in Kota!
Kota is home to a flourishing population and emerging businesses that help boost its economy. To help them fulfil their diverse financial requirements, Poonawalla Fincorp offers a Loan Against Property in Kota at attractive interest rates. Simply utilize your property as collateral and secure substantial funds for business expansion, higher education, medical emergencies, or property enhancements.
Our Property Mortgage Loan comes with a flexible repayment tenure of up to 15 years, which puts you in control of your financial journey. This allows you to select a repayment schedule that suits your financial circumstances.
Loan Against Property Interest Rates in Kota
Avail competitive interest rates on the Loan Against Property in Kota starting at just 9.5% per annum. Please find more details on the applicable charges on Loan Against Property below
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
|
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Benefits and Features of Loan Against Property in Kota
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Loan Against Different Properties
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Minimal Documentation
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Transparent Process
Loan Against Different Properties
We offer loans against a range of property assets, including residential, commercial, industrial, warehouse, etc.
Minimal Documentation
We only ask for essential documents required for a Loan Against Property, including KYC details and property documents.
Transparent Process
We ensure clarity by openly communicating all charges throughout the loan process.
We offer a Loan Against Property in Kota for:
- Self-employed Professionals: Get the flexibility to utilize your property as collateral for financing personal or business needs.
- Salaried Individuals: You can maximize the use of your property as security to receive substantial financing through a Property Mortgage Loan.
- Firms/Companies: Businesses can invest in business growth through financing obtained against the value of their commercial property.
Purposes of Loan Against Property in Kota
- Higher Education: A Loan Against Property can provide the necessary funds to finance higher education and invest in your future.
- Expand an Existing Business: Use the loan to fuel business growth and expand your operations.
- Medical Expenses: Access funds to cover unexpected medical bills and ensure timely healthcare for you or your loved ones.
Conclusion
Poonawalla Fincorp’s Loan Against Property in Kota is one of the best financial solutions for its residents and businesses. With a flexible tenure, simple documentation, and an easy application process, we fulfil diverse financial needs. Unleash the potential of your property and get the necessary financing by applying for a Loan Against Property in Kota today!
Poonawalla Fincorp’s Branch Address in Kota:
Poonawalla Fincorp Limited
Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS,Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
