Ease Your Financial Burden by Getting an Accessible Loan Against Property in Ludhiana!
In the heart of Punjab lies Ludhiana, a lively city known for its industrial prowess and vibrant culture. It has long been known as an industrial and commercial hub. However, there are several undiscovered opportunities and untapped potential areas for development in the city. Poonawalla Fincorp understands Ludhiana's yet to be discovered opportunities and entrepreneurial spirit, offering a tailored financial solution - Loan Against Property (LAP).
Leverage your property's value in Ludhiana to access substantial funds for various needs, from expanding your business to funding education or managing medical expenses. Poonawalla Fincorp provides competitive interest rates and a transparent loan processing experience, making it easier to manage EMIs and achieve your financial aspirations in Ludhiana. Explore the potential of your property with Loan Against Property from Poonawalla Fincorp and pave the way for your financial success in Ludhiana.
Loan Against Property Interest Rates in Ludhiana
Enjoy competitive interest rates on Loan Against Property for easy EMIs. At Poonawalla Fincorp, we maintain transparent fee structures for a simplified loan process. See below for more details
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
|
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Loan Against Property in Ludhiana
-
Transparent Processing
-
Swift Approval
-
Attractive Interest Rates
Transparent Processing
Experience complete cost transparency with a detailed breakdown of all charges and fees.
Swift Approval
Get quick loan approval through our online application and dedicated support.
Attractive Interest Rates
Benefit from cost-effective interest rates for easily manageable and affordable EMIs.
We offer Loan Against Property in Ludhiana for:
- Salaried Individuals: If you have a stable job, you can seize the opportunity to use your property as security when applying for loans through our services.
- Firms/Companies: We play a vital role in fostering business growth by offering loans secured by the value of your property assets of your business.
- Self-employed Professionals: Irrespective of your profession, our loan options provide the flexibility to use your property as collateral, whether you need financing for personal or business purposes.
Purposes of Loan Against Property in Ludhiana
- Debt Relief Solution : Consolidate high-interest debts and regain financial stability with our loans.
- Healthcare Assurance: Gain peace of mind by having the financial means to address unexpected medical expenses and emergencies.
- Empowering Growth: Our Loan Against Property allows you to fuel your business's growth and expansion initiatives without limitations.
Conclusion
In the industrious city of Ludhiana, where business acumen thrives, Poonawalla Fincorp's Loan Against Property stands as a key to unlock financial potential. With effortless documentation, transparent processes, and competitive interest rates, we enable the people of Ludhiana to utilize their property's worth for varied needs. So, realize your aspirations now and drive towards financial success with Poonawalla Fincorp's Loan Against Property.
Poonawalla Fincorp’s Branch Address in Ludhiana:
Poonawalla Fincorp Limited
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
