Apply for a Loan Against Property in Odisha with a Flexible Repayment Tenure!
Odisha’s economy is evolving quickly and a Loan Against Property in Odisha helps meet any financial requirement. Get a loan up to ₹25 Crore to fund business, wedding, travel, education, and more. Enjoy benefits such as competitive LAP interest rates and flexible repayment tenure of up to 180 months. Don’t wait. Apply now!
Loan Against Property Interest Rates in Odisha
The fees or charges applicable to the Loan Against Property in Odisha are:
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
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| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Online EMI Calculator to Get a Loan Against Property in Odisha
While applying for a Loan Against Property in Odisha, you can use our EMI calculator to properly plan out your EMI schedule. Enter loan amount, rate of interest, and tenure.
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EMI Amount = *
Features and Benefits of Loan Against Property in Odisha
A Loan Against Property in Odisha is a dependable loan option. Here’s why:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Chargese
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Flexible EMIs
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Collateral-free
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No End Usage Restriction
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Various Properties
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Easy Application
- Instant Disbursal: Get the loan directly into your bank account after verification.
- Minimal Documentation: Provide your KYC documents and address proof.
- Zero Hidden Charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
- Collateral-free: No need to pledge collateral to get a Loan Against Property.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Various Properties: You can take loan various properties such as residential, commercial or industrial purposes.
- Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property.
Various Types of Loan Against Property in Odisha
With Poonawalla Fincorp, you can apply for various types of Loan Against Property in Odisha such as:
- Loan Against Residential Property: You can pledge your house or any other residential property under your ownership, be it vacant, self-occupied or rented out.
- Loan Against Commercial Property: For a Loan Against Commercial Property, you can pledge any of the following as collateral: industrial property, office buildings, retail stores, medical centres, schools, hotels, hostels, warehouses, etc.
- Loan Against Industrial Property: With Loan Against Industrial Property, you can pledge private warehouses, flex space, and data centres, etc.
- Loan Against Property Balance Transfer: Loan against property balance transfer includes transferring of balance of a property mortgage loan in Odisha from an existing lender to Poonawalla Fincorp. By transferring your loan to Poonawalla Fincorp, you can enjoy flexible tenures, lower interest rates and better customer service.
Poonawalla Fincorp’s Branches in Odisha
Poonawalla Fincorp Bhubaneswar Branch
Address : Office No. 108, 108(a), 109 & 110, 1st Floor,Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
