loan against property in ranchi

Loan Against Property in Ranchi

Extended Repayment Period | Easy Processing | Quick Loan Approval

In the heart of Jharkhand, the capital city of Ranchi offers scenic beauty, lush greenery, and cultural heritage. Amidst its natural splendour, Ranchi is also experiencing a rapid rise in economic activities, making it a promising ground for both businesses and individuals who often demand huge funds for investments. Hence, Poonawalla Fincorp introduces Loan Against Property in Ranchi, catering to your unique financial requirements as a resident of Ranchi.

Poonawalla Fincorp’s Loan Against Property allows you to leverage the value of your property to secure substantial funds for various purposes, be it expanding your business, funding higher education, managing medical expenses, or renovating your property. Our loan is loaded with various features, such as competitive interest rates, transparent loan processing, and flexible repayment options. Seize the opportunities and achieve your financial goals with this Property Mortgage Loan by Poonawalla Fincorp in Ranchi.

Poonawalla Fincorp extends competitive interest rates starting at 9.5% p.a. for our Loan Against Property in Ranchi. Discover more details below for a borrower-friendly experience:

Interest Rate 9.5% p.a. onwards
Loan Amount From ₹51 Lakh to ₹25 Crore
Loan Processing Fees Up to 2%
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
  • 5% on principle outstanding plus applicable taxes.
  • 5% on principle partly paid amount plus applicable taxes.
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

  • No Collateral/Security Logo

    Extended repayment period

  • Quick Approvals Logo

    Extensive Property Selection

  • Competitive Interest Rate Logo

    Honest Fee Structure

Extended repayment period

With Poonawalla Fincorp's Loan Against Property, you have the flexibility to choose a longer time to repay. Our tenure extends up to 15 years, allowing you to pay the debt in manageable instalments comfortably.

Extensive Property Selection

We welcome diverse property types as collateral to accommodate your unique needs.

Honest Fee Structure

We are committed to complete transparency, ensuring that all fees are openly disclosed and free from hidden charges.

  • Self-employed Professionals: We provide Property Mortgage to self-employed professionals whether you are a doctor, CA or CS.
  • Salaried Individuals: Provided you have a steady job; you can use your property as security to access loans through our services.
  • Firms/Companies: We support the growth of businesses by offering our Property Mortgage Loan or Loan Against Property at competitive interest rates.
  • Healthcare Support: Financing medical expenses ensure your well-being and peace of mind.
  • Meeting emergency financial crisis: With our Loan Against Property, you can deal with any unforeseen situations or emergencies.
  • Property Transformation: Enhance your business premises or existing living property with a Loan Against Property financing support.

Access financial opportunities with Poonawalla Fincorp's Loan Against Property in Ranchi. Whether you're a self-employed professional, a salaried individual, or a business owner, Loan Against Property can be your trusted financial partner. Use the equity in your property to secure substantial funds for various purposes, including business expansion, capital investment, or debt consolidation. With an extended repayment period of up to 15 years and a transparent fee structure, we make your financial goals achievable. Experience hassle-free processing and smooth loan approval in Ranchi with us. Apply now!

Poonawalla Fincorp Limited

Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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