loan against property in siliguri

Loan Against Property in Siliguri

Flexible Repayment Tenure | Minimal Paperwork | Attractive Interest Rates

Siliguri is a commercial and trade hub that is known for its strategic location connecting India with neighbouring countries like Nepal and Bhutan. In recent years, the city has witnessed significant growth in trade, commerce, and real estate. Understanding the evolving financial landscape of this city, Poonawalla Fincorp offers Loan Against Property in Siliguri as a valuable financial tool. The loan is designed to empower individuals and businesses to unlock the value of their property and utilize it for various financial needs.

Whether it's expanding a business, funding overseas education, or renovating a property, a Loan Against Property offers the necessary financial support you need. Our loan comes with competitive interest rates, transparent processing, and a range of loan options to assist the people of Siliguri in achieving their financial goals and contributing to the city's progress.

Enjoy competitive interest rates on our Loan Against Property in Siliguri. Explore more details below:

Interest Rate 9.5% p.a. onwards
Loan Amount From ₹51 Lakh to ₹25 Crore
Loan Processing Fees Up to 2%
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
  • 5% on principle outstanding plus applicable taxes.
  • 5% on principle partly paid amount plus applicable taxes.
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

  • No Collateral/Security Logo

    Streamlined Documentation Process

  • Quick Approvals Logo

    Business Expansion

  • Competitive Interest Rate Logo

    Attractive Interest Rates

Streamlined Documentation Process

When you apply for a Loan Against Property from Poonawalla Fincorp, you can eliminate the need for extensive paperwork.

Business Expansion

Empower the growth of your business with the support of our Loan Against Property by keeping your property as security.

Attractive Interest Rates

Eliminate financial difficulties by using your property as security to get a loan at a favourable interest rate.

  • Salaried Individuals: Take advantage of the opportunity to use your property as collateral to access funds with a Loan Against Property.
  • Self-employed Professionals: Regardless of your profession, our loan offers the versatility to use your property as security, whether you require financing for personal or business needs.
  • Firms/Companies: Companies can facilitate business growth by getting a Loan Against Property supported by the value of their commercial real estate.
  • Overseas Education: Obtain the necessary financial assistance to pursue higher education abroad.
  • Debt Consolidation: Combine high-interest debts into one Loan Against Property for a less burdensome financial situation, reducing stress.
  • Multi-purpose Objectives: Accomplish your desires and ambitions, whether it's renovating your home or embarking on a journey, using a Loan Against Property.

In conclusion, Poonawalla Fincorp’s Loan Against Property in Siliguri can be your financial partner to achieve all your goals. Use it to expand your business, consolidate debt, renovate property, or use funds for paying emergency medical fees. With our higher loan amount, attractive interest rates and minimal document requirements you can avail of funds without any hassle.

Poonawalla Fincorp Limited

Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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