Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Quick Loan Against Property in Surat

Unlock the real potential of your property in the ‘Diamond City of India’. Get a Loan Against Property in Surat for various purposes, such as funding business expansion, higher education, medical emergencies, wedding costs or home renovation.

Secure a high loan amount of up to ₹25 Crore from Poonawalla Fincorp with attractive interest rates and extended loan tenure and zero hidden charges. Apply Now!

Why Choose Poonawalla Fincorp

High Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
Fast Approval Fast
Approval
Zero Hidden Charges Zero Hidden
Charges
Attractive Interest Rates Attractive
Interest Rate
Flexible Repayment Tenure Flexible
Repayment Tenure
Minimal Documentation Minimal
Documentation

Loan Against Property EMI Calculator

Get a fast and precise estimate of your monthly repayments with our loan EMI calculator. Just enter the amount, tenure, and interest rate to see the results instantly. Try it now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Surat

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

    Click to know more about eligibility criteria in detail.

Documents Required for Loan Against Property in Surat

Furnish the following documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail. 

Interest Rate and Charges for Loan Against Property in Surat

We offer a property mortgage loan at competitive interest rates and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Property Mortgage Loan in Surat

  • Renovate your home
  • Expand your business
  • Fund higher education
  • Fund medical emergencies
  • Consolidate high-interest debt
  • Host a grand wedding

Who Can Get a Loan Against Property in Surat

  • Salaried Individuals
  • Self-employed Individuals
  • Companies or Firms

Tips for Successful Loan Against Property Application

  • Assess your financial goals and objectives
  • Consider maintaining financial discipline
  • Maintain a high credit score
  • Always seek clarification on loan terms
  • Consider consulting with a financial advisor

Poonawalla Fincorp Branch Address in Surat

Address: Office No. 207 and 208, 2nd Floor, Rio Empire, Near Pal RTO, Adjan, Surat, Gujarat-394510

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

T&C Apply*

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the foreclosure charges associated with a Loan Against Property in Surat?

Poonawalla Fincorp charges you a nominal foreclosure fee of 5% on the outstanding loan amount plus taxes for foreclosing your loan.

2. What is the minimum and maximum loan amount for a Loan Against Property in Surat?

At Poonawalla Fincorp, we offer a Loan Against Property in Surat from a minimum amount of ₹51 Lakh to a maximum amount of ₹25 Crore.

3. What are the check bounce charges for a Loan Against Property?

In case the repayment check bounces, the applicable penalty charges on each bounce would be ₹500 plus taxes.