Get Financial Stability with Our Specialized Loan Against Property Options in Vadodara!
Vadodara, a city nestled in the heart of Gujarat, renowned for its rich history, cultural heritage, and a blend of old-world charm with a modern outlook. Vadodara is a thriving industrial and educational center, making it a city of diverse opportunities and aspirations. As you navigate the journey of life in Vadodara, you may need the required financial support throughout the same. Here, Poonawalla Fincorp stands by your side as a reliable financial partner with our Loan Against Property (LAP).
If you're a salaried individual, a self-employed professional, or a business owner in Vadodara, you can harness the value of your property to access significant funds. These funds can be channelled for various purposes, it may be for expanding your business, investing in higher education, handling medical expenses, or renovating your property. Poonawalla Fincorp ensures a transparent process, competitive interest rates, and a repayment plan tailored to your convenience.
Loan Against Property Interest Rates in Vadodara
Poonawalla Fincorp offers loan amounts ranging from ₹51 lakhs to ₹25 Cr for various needs. Avail our Loan Against Property in Vadodara at competitive interest rates. Have a look below for more details:
| Interest Rate | 9.5% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹25 Crore |
| Loan Processing Fees | Up to 2% |
| Lowest EMI per month | 1044* per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges |
|
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Loan Against Property in Vadodara:
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Diverse Property Selection
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Clear Cost Breakdown
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Enhanced Loan-to-Value (LTV) Ratio
Diverse Property Selection
We embrace a wide range of property categories, including residential, as well as commercial.
Clear Cost Breakdown
Encounter a transparent and straightforward processing system with complete disclosure of all related charges.
Enhanced Loan-to-Value (LTV) Ratio
Gain access to substantial loan amounts based on your property's market value, allowing you to meet your financial needs effectively.
We offer a Loan Against Property in Vadodara for:
- Self-Employed Professionals: Obtain funding for your professional ambitions, be it in medicine, law, or architecture.
- Firms/Companies: Leverage your property as collateral for financial backing to fuel your business's growth.
- Salaried Individuals: Realize your financial goals effortlessly, from consolidating all your debts in one to renovating your home.
Purposes of Loan Against Property in Vadodara
- Business Venture: expand your business in Vadodara and make it achieve new heights by harnessing your property as collateral with our Loan Against Property.
- Medical Financial Safety: Cover unforeseen medical costs and hospital bills with a Loan Against Property.
- Overseas Education Support: Invest in your child's international education with our Property Mortgage Loan or Loan Against Property.
Conclusion
Achieve financial stability in Vadodara with tailored Loan Against Property options by Poonawalla Fincorp. Experience streamlined processes, minimal paperwork, and favourable interest rates that cater to your unique financial needs. Vadodara, a city blending rich heritage with modernity, is the perfect backdrop for realizing your financial dreams and we as are here to make it possible for you. Explore the diverse property selection and enjoy substantial loan amounts with enhanced Loan-to-Value (LTV) ratios. Join us on this financial journey in Vadodara, where your ambitions find the right support.
Poonawalla Fincorp’s Branch Address in Vadodara:
Poonawalla Fincorp Limited
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
