loan against property in varanasi

Loan Against Property in Varanasi

Competitive Interest Rates | Longer Loan Tenure | Transparent Processing

Welcome to Varanasi, a city of ancient cultural heritage and spirituality, situated on the banks of the sacred river Ganges in Uttar Pradesh, India. Varanasi's economy has been bolstered by various development initiatives, opening doors for many residents to grow and excel in their respective fields. In this city, teemed with opportunities Poonawalla Fincorp offers a financial solution to meet your distinct needs being the residents of Varanasi - the Loan Against Property (LAP).

Whether you are a salaried individual, self-employed professional, or entrepreneur, you can utilize your property to access substantial funds for various purposes. Be it expanding your business, funding education, managing medical expenses, or renovating your property, Loan Against Property provides a way to achieve these financial goals.

Enjoy with our Loan Against Property in Varanasi at competitive interest rates for easy EMIs. At Poonawalla Fincorp, we maintain transparent fee structures for a simplified loan process. See below for more details:

Interest Rate 9.5% p.a. onwards
Loan Amount From ₹51 Lakh to ₹25 Crore
Loan Processing Fees Up to 2%
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
  • 5% on principle outstanding plus applicable taxes.
  • 5% on principle partly paid amount plus applicable taxes.
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

  • No Collateral/Security Logo

    Flexible Payment Options

  • Quick Approvals Logo

    Substantial Loan Limits

  • Competitive Interest Rate Logo

    Efficient Application Handling

Flexible Payment Options

Enjoy the flexibility of choosing a repayment period that extends up to 15 years, tailored to your financial preferences.

Substantial Loan Limits

Access financing ranging from ₹51 lakhs to ₹25 Cr, accommodating a broad range of financial needs.

Efficient Application Handling

Benefit from swift approval and expert guidance throughout the application process, ensuring streamlined efficiency at every stage.

  • Firms and Companies: Boost your business ambitions & growth with our Loan Against Property.
  • Salaried Individuals: Utilize your property as security to obtain a loan, providing opportunities for your financial goals.
  • Self-employed Professionals: Whether you're a doctor, lawyer, or another self-employed professional, leverage your property to secure loans for personal and business needs, simplifying your financial journey.
  • Debt Consolidation: Escape the burden of multiple debts by consolidating them with the help of our Loan Against Property.
  • Medical Expenses: Ease the financial strain of medical bills with our Loan Against Property.
  • Overseas Education: Turn your dreams of international education into reality with our Loan Against Property.

Discover the financial potential in Varanasi with our Loan Against Property. Whether you're working or have a business in Varanasi, you can use your property to get funds for various needs like business expansion, education, medical expenses, or home improvements. With our hassle-free process and competitive interest rate, you can choose our Loan Against Property for your financial goals in Varanasi.

Poonawalla Fincorp Limited

Address: 3rd FLOOR, PLOT NO.7, N.M.P.V NO,D-58/12, A-7, Gandhi Nagar, Sigra development scheme, SIGRA, Varanasi- 221010
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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