Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property of ₹25 Crore Online

Open doors to new opportunities by harnessing the potential of your property. Avail of a Loan Against Property from Poonawalla Fincorp and get a high loan amount at competitive interest rates with minimal documentation and quick approval.

Expand your existing business, renovate business infrastructure or a home, fund higher education overseas, cover medical emergencies, or consolidate high-interest debt.

Why Choose Poonawalla Fincorp

High Loan
Amount
Competitive
Interest Rate
Quick
Approval
Minimal
Documentation
Flexible
Repayment Tenure
Zero Hidden
Charges

Loan Against Property EMI Calculator

Determine your monthly budget within seconds with our online EMI calculator. Just enter basic information such as loan amount, interest rate, and tenure. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property

Depending upon whether you are salaried, self-employed and firms/companies, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Income
  • Citizenship

Click to know more about eligibility criteria in detail

Documents Required for a Loan Against Property

Submit the required documents based on whether you are salaried, self-employed and firms/companies to avail of the loan:

  • KYC documents
  • Financial/Income documents
  • Ownership documents
  • Address proof documents
  • Bank statement

Click to know more about documentation in detail

Interest Rate and Charges for a Loan Against Property

Fulfil your immediate fund requirements with competitive interest rate from Poonawalla Fincorp:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate and Charges for a Loan Against Property

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Transfer Your Existing Loan Against Property

Transfer your existing mortgage loan from your current lender to Poonawalla and get benefits like:

  • Higher loan amount
  • Lower interest rate
  • Longer and flexible repayment tenure
  • Fair LTV as per market value of the asset
  • Best-in-class customer service and query resolution

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What is a Loan Against Property?

A Loan Against Property is a secured loan provided against a property as collateral. Poonawalla Fincorp offers Loan Against Property for various types of properties, including residential and commercial properties.

Can I get a Loan against property for ₹10 Crore?

Yes, you can get a Loan Against Property from Poonawalla Fincorp. To apply:

Step 1: Click on ‘Apply Now’.

Step 2: Enter all the personal details.

Step 3: Upload all the necessary documents.

On successful verification, the loan amount will be disbursed into your bank account instantly.

When should I take a Loan Against Property?

You can opt for a property mortgage when you need a large amount of funding for big-ticket expenses. Some common reasons to borrow include:

  • Expanding an existing business.
  • Consolidating high-interest debt.
  • Renovating business infrastructure or a home.
  • Paying for a medical emergency.
  • Funding overseas higher education.

In other words, a Loan Against Property Loan is used to fulfil any urgent financial requirement.

Why should I opt for Poonawalla Fincorp’s Loan Against Property?

Opt for a Loan Against Property to get the following benefits:

  • High loan amount
  • Flexible tenure
  • Competitive interest rate
  • Quick approval
  • No hidden charges