Apply for a Property Mortgage Loan With Minimal Paperwork
Arranging funds on an emergency basis to deal with urgent financial requirements or to manage big-ticket expenses requires access to hassle-free credit facilities with favourable terms. Leverage your residential, commercial or industrial property to manage your expenses with a Property Mortgage Loan. Get a loan of up to ₹25 Crore to meet your personal or business expenses with flexible EMIs and instant disbursal.
Choose a trusted financial lender like Poonawalla Fincorp to get a Property Mortgage Loan with competitive interest rates, no end-usage restrictions and quick approval. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Use our EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Property Mortgage Loan
While our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about the eligibility criteria in detail.
Documents Required for a Property Mortgage Loan
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for the loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Interest Rate and Charges for a Property Mortgage Loan
We offer a mortgage loan at attractive interest rates and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Property Mortgage Loan
● Paying for medical emergencies
● Covering higher education costs
● Expanding your business
● Consolidating existing debt
● Paying for travel costs
● Renovating your home
Who Can Get a Property Mortgage Loan
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
Tips for a Successful Property Mortgage Loan Application
● Check the eligibility criteria
● Decide the loan amount as per your requirements
● Check your credit score
● Maintain a credit utilisation ratio of 30%
● Keep the required documents handy
● Avoid multiple loan applications
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
A salaried employee should have work experience of at least 3 years, with a minimum of 6 months with the current employer, to apply for our mortgage loan.
The lowest EMI for our mortgage loan is ₹1,044 per Lakh for a loan tenure of 15 years and an interest rate of 9.5%* p.a.
A self-employed individual should submit either one of the following documents to apply for our mortgage loan:
● PAN Card
● Aadhaar Card
● Driving License
● Voter ID Card
● Passport
*T&C Apply