Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan on ₹60,000 Salary Effortlessly

Avail a Personal Loan on a monthly salary of ₹60,000 to meet your education, wedding-related, travel, home renovation or other emergency expenses. Get a collateral-free Loan of up to ₹50 Lakh from Poonawalla Fincorp with no end-usage restrictions, simple eligibility criteria, flexible EMIs, minimal documentation and faster loan approval. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
No Collateral
Required
Attractive Interest Rate
100% Digital Application
Flexible Loan Tenure
No Hidden
Charges

EMI Calculator for a Personal Loan With ₹60,000 Salary

Use our Personal Loan EMI calculator to know your monthly payments. Just enter the loan amount, interest rate and loan tenure to get the EMI instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan on ₹60,000 Salary

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan on ₹60,000 Salary

Submit just a few essential documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Proof of Employment: Official mail ID or Employee ID Card.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.

Interest Rate and Charges for a Loan on ₹60,000 Salary

Get a personal use loan on ₹60,000 monthly salary at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan on ₹60,000 Monthly Salary

  • Finance wedding-related expenditure
  • Fund repairs, renovations or upgrades
  • Pay for higher studies
  • Cover unforeseen medical expenses
  • Meet your travel or holiday expenses
  • Consolidate existing debts

Who Can Get a Loan on ₹60,000 Monthly Salary

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for Successful Personal Loan Application

  • Check whether you meet the eligibility conditions
  • Read all terms and conditions before applying for the loan
  • Check your credit score and repayment history
  • Decide loan amount based on fund requirements
  • Keep all documents ready beforehand

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the maximum Personal Loan amount you can get with a monthly salary of ₹60,000?

The maximum amount offered by Poonawalla Fincorp on a Personal Loan is up to ₹50 Lakh.

Can I get a Personal Loan on ₹60,000 salary without providing any collateral?

Yes. Poonawalla Fincorp offers unsecured personal loans with zero collateral requirements.

What is the maximum repayment tenure on Poonawalla Fincorp’s Personal Loan?

The maximum loan tenure for a Personal Loan on a monthly salary of ₹60,000 is 84 months.

What is the interest rate for a Personal Loan on ₹60,000 monthly salary from Poonawalla Fincorp?

The interest rates for a Personal Loan on a Monthly Salary of ₹60,000 start from 9.99%* p.a.