Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Loan on ₹90,000 Salary Today!

Getting a personal use loan with a monthly salary of ₹90,000 is easy and simple with Poonawalla Fincorp. Use the funds to pay for your travel, home renovation, education expenses, debt consolidation or manage unexpected expenses without pledging any collateral. Apply now for a Personal Loan with attractive interest rates, minimal paperwork, zero hidden charges, flexible repayment options and faster loan approval.

Why Choose Poonawalla Fincorp

No Collateral
Required
No End-use
Restriction
Minimal
Documentation
Flexible
Repayment Tenure
No Hidden Charges
Competitive Interest Rate

EMI Calculator for a Personal Loan on ₹90,000 Salary

Make use of our Personal Loan EMI calculator to compute your monthly payments. Just enter the loan amount, interest rate and loan tenure to know the EMI instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan on ₹90,000 Salary

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: At least 1 year with a minimum of 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan on ₹90,000 Salary

Submit just a few necessary documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Proof of Employment: Official mail ID or Employee ID Card.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

Interest Rate and Charges for a Loan on ₹90,000 Salary

Get a personal use loan at affordable interest rate and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Cover wedding-related costs
  • Fund home repairs and renovations
  • Invest in higher studies
  • Pay for medical emergencies
  • Cover your travel or holiday expenses
  • Debt consolidation

Who Can Get a Personal Loan

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for Successful Personal Loan Application

  • Verify your loan eligibility
  • Know the terms and conditions before applying
  • Track your credit score and repayment history
  • Select the loan amount based on your requirements
  • Keep the necessary documents handy

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What purposes can I use a Personal Loan for?

As there is no end-use restriction, you can avail of a loan for personal use to meet higher education costs, cover wedding expenses, pay vacation bills, fund a medical emergency, etc.

What is the credit score required for getting a Personal Loan ₹90,000 monthly salary?

The credit score required for availing a Loan on ₹90,000 monthly salary is 750 and above.

What is the maximum loan amount for a Personal Loan on ₹90,000 monthly salary?

The maximum loan amount for a Loan on ₹90,000 monthly salary offered is ₹50 Lakh.