Get a Collateral-free Loan on ₹90,000 Salary Today!
Getting a personal use loan with a monthly salary of ₹90,000 is easy and simple with Poonawalla Fincorp. Use the funds to pay for your travel, home renovation, education expenses, debt consolidation or manage unexpected expenses without pledging any collateral. Apply now for a Personal Loan with attractive interest rates, minimal paperwork, zero hidden charges, flexible repayment options and faster loan approval.
Why Choose Poonawalla Fincorp
EMI Calculator for a Personal Loan on ₹90,000 Salary
Make use of our Personal Loan EMI calculator to compute your monthly payments. Just enter the loan amount, interest rate and loan tenure to know the EMI instantly. Try now!
Apply for a Personal Loan In Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
Eligibility Criteria for a Personal Loan on ₹90,000 Salary
Fulfil our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: At least 1 year with a minimum of 1 month at current job.
- Net Monthly Salary: At least ₹30,000.
Documents Required for a Personal Loan on ₹90,000 Salary
Submit just a few necessary documents:
- KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
- Income Proof: Salary slips and bank statements for the last 3 months.
- Proof of Employment: Official mail ID or Employee ID Card.
- Address Proof: Rent Agreement, Utility Bills, or Passport.
Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.
Interest Rate and Charges for a Loan on ₹90,000 Salary
Get a personal use loan at affordable interest rate and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan
- Cover wedding-related costs
- Fund home repairs and renovations
- Invest in higher studies
- Pay for medical emergencies
- Cover your travel or holiday expenses
- Debt consolidation
Who Can Get a Personal Loan
- Salaried individuals
- Salaried doctors
- Salaried Company Secretaries
- Salaried Chartered Accountants
Tips for Successful Personal Loan Application
- Verify your loan eligibility
- Know the terms and conditions before applying
- Track your credit score and repayment history
- Select the loan amount based on your requirements
- Keep the necessary documents handy
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Apply for a Personal Loan In Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub
Frequently Asked Questions
As there is no end-use restriction, you can avail of a loan for personal use to meet higher education costs, cover wedding expenses, pay vacation bills, fund a medical emergency, etc.
The credit score required for availing a Loan on ₹90,000 monthly salary is 750 and above.
The maximum loan amount for a Loan on ₹90,000 monthly salary offered is ₹50 Lakh.