Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan for Women Online

Empower your financial journey with customised Personal Loan for women. Whether you are looking to pursue higher education or achieve personal milestones, Poonawalla Fincorp offers you the financial independence to meet any personal needs. Our loan comes with attractive interest rates, minimal documentation, quick approval, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Minimal
Documentation
No End-use
Restriction
Flexible
Repayment Tenure
Zero Hidden
Charges

Personal Loan EMI Calculator

Calculate your EMIs with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan for Women

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan for Ladies

Submit just a few mandatory documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility bills, Passport or Rent Agreement.
  • Income Documents: Recent salary slips for the last 3 months.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rates and Charges for a Personal Loan for Women

We offer personal use loans for women at competitive interest rates and nominal charges on our loan:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan for Women

  • Higher education
  • Home renovation
  • Medical emergencies
  • Wedding
  • Travel
  • Debt consolidation

Tips for a Successful Personal Loan Application

  • Have all required documents ready
  • Check your credit score
  • Verify your eligibility
  • Provide accurate and complete information
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

How soon will my loan be disbursed?

You can get approval and disbursement instantly after successful verification and approval.

What are some common reasons for taking a Personal Loan?

Some of the common reasons for taking out a Personal Loan include covering medical expenses, repaying debt, funding higher education, medical emergencies, and renovating a home.

Do I need to mortgage my assets to avail a Personal Loan?

No. Poonawalla Fincorp offers collateral-free loans with no end-use restrictions.