Apply for Personal Loan in Assam with Quick Approval!
A gateway to the Northeast India, Assam is one of the seven sisters of India. The word Assam is derived from the word ‘asama’, meaning ‘peerless’. The city is surrounded by lush green forests and mountains, making it one of the most beautiful places in India. With a constantly growing population, Assam has a high demand for Personal Loan.
Poonawalla Fincorp’s Personal Loan in Assam is a perfect choice for individuals who are looking for additional financial assistance or facing any financial hindrances. With a loan amount up to ₹30 Lakh, you can use a Personal Loan for various purposes such as weddings, higher education, travel, etc.
Get your Personal Loan right now with less paperwork!
Features and Benefits of Personal Loan in Assam
Poonawalla Fincorp’s Personal Loan in Assam offers borrower-friendly features and benefits of Personal Loan in Assam. With exciting features and benefits, you can avail of a Personal Loan within a few hours.
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Collateral-free
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Multi-purpose usage
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Competitive interest rate and charges
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Quick Approval
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Instant disbursal
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No hidden Charges
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No Penalty for Prepayment or foreclosure
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Flexible Repayment Plans
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Simple 5 step online Application
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Easy-to-use EMI Calculator
Personal Loan Interest Rates and Charges in Assam
Starting at 9.99%* p.a. — Poonawalla Fincorp offers a competitive interest rate, making it convenient. Please check the table below for all the applicable rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Personal Loan EMI Calculator
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EMI Amount = *
How to Apply for a Personal Loan in Assam?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
We offer Personal Loan in Assam to
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Eligibility Criteria for Personal Loan in Assam
We have easy-to-meet eligibility criteria and a simplified loan application process for quick approval. Our eligibility criteria for Personal Loan include:
Age
22 years at the time of loan application and not more than 57 years
Work Experience
Salaried employees with 1 year of work exprience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in Assam
You can get Poonawalla Fincorp’s Personal Loan with minimal documentation, making it a stress-free loan application process. Check the list of required documents below:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
Uses of a Personal Loan in Assam
You can apply for a Personal Loan in Assam for various purposes, such as:
- Wedding: A wedding requires a lot of funds, especially if you are planning a destination wedding or have various specific requirements for your wedding. With Poonawalla Fincorp’s Personal Loan, you can fulfill all the financial obligations required for your dream wedding.
- Medical Emergencies: Medical Emergencies can occur at any time. Hence, it would be best to be well-prepared to tackle such unwanted situations. With Poonawalla Fincorp’s Personal Loan, you can get a loan at a competitive interest rate, making it affordable to finance any situation.
- Home renovation: Your long-awaited home renovation can be achieved with Poonawalla Fincorp’s Personal Loan. With our Personal Loan, you get a higher loan amount up to ₹30 lakh.
- Higher Education: If you are applying to study abroad or planning to pursue higher education in India, Poonawalla Fincorp’s Personal Loan is the best option available for you.
With Poonawalla Fincorp’s Personal Loan in Assam, you enjoy several benefits, such as a higher loan amount, competitive interest rate, minimal documentation, no hidden charges, etc. These borrower-friendly features make it a favourable choice for you. While availing a Personal Loan, you must check the requirements beforehand to avoid any delay and confusion.
Why wait? Apply now and fulfil your dreams!
*Terms & Conditions Apply
