Get a Personal Loan in Bangalore Online
Bangalore is known as the ‘Silicon Valley of India’. The city is famous for its beautiful landscapes, eateries, and nightlife. Thrive in the city’s fast-paced environment with a Personal Loan in Bangalore from Poonawalla Fincorp. Use the loan amount to cover your wedding expenses, medical emergencies, or any other personal needs.
Get a collateral-free loan of up to ₹50 Lakh with no restrictions on the end-use. Benefit from competitive interest rates, minimal documentation, quick approval, and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Calculate your EMIs easily using our online EMI calculator. Just enter the interest rate, loan amount, and tenure to know your monthly repayments. Try now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for Personal Loan in Bangalore
Check out for simple eligibility criteria:
- Age: Between 21 and 60 years
- Citizenship: Indian.
- Work Experience: At least 1 year of total work experience, 1 month with the current employer.
- Employment: Must be employed in an MNC, LLP, private Ltd. company or Central Government entity.
- Monthly Income: Minimum monthly salary of ₹30,000.
Documents Required for Personal Loan in Bangalore
Submit a few necessary documents to successfully apply for a Personal Loan:
- Identify Proof: PAN Card, Voter ID, Aadhaar Card, Passport or Driving License.
- Address Proof: Passport, Rent Agreement or Electricity Bill.
- Income Proof: Last 3 months payslips.
- Financial Documents: Last 3 month’s bank account statements.
- Proof of Employment: Official mail ID or Employee ID card.
Interest Rate and Charges for a Personal Loan in Bangalore
Poonawalla Fincorp offers loans for personal use at attractive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Bangalore
- Funding higher education costs
- Covering medical emergencies
- Remodelling home
- Consolidating debts
- Funding wedding
Who Can Get a Personal Loan in Bangalore
- Salaried individuals
- Salaried doctors
- Salaried Company Secretaries
- Salaried Chartered Accountants
Tips for a Successful Personal Loan Application
- Check the eligibility criteria
- Reduce your Credit Utilisation Ratio (CUR)
- Keep the necessary documents ready
- Fill the application accurately
Poonawalla Fincorp Branch Address in Bangalore
Poonawalla Fincorp Limited
Address:2nd Floor, HM Tower, J. C. Road, Minerva Circle, Bengaluru, Karnataka - 560002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
Frequently Asked Questions
You can use a Personal Loan to meet any personal fund requirement, including:
- Home renovation
- Debt consolidation
- Unexpected expenses
- Vacation
- Wedding
A Personal Loan EMI calculator is an online tool that helps you calculate monthly repayments. You just need to enter the loan amount, interest rate, and tenure. You can also try different values and choose the one that fits your monthly budget.
Poonawalla Fincorp charges a nominal processing fee of up to 3% plus applicable taxes.