Get a Collateral-free Personal Loan in Chennai
Chennai, the capital of Tamil Nadu, is known for its architecture, beaches, cultural heritage and local cuisine. It is home to many industries, such as automobiles, manufacturing, IT, etc.
Manage your expenses in this city - from funding your higher education to covering emergency medical costs - with a Personal Loan from Poonawalla Fincorp. Get a loan of up to ₹50 Lakh with minimal paperwork. Benefit from our competitive interest rates, no hidden charges, quick approval and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Make use of our EMI Calculator to plan your monthly repayments. Simply enter the loan amount, tenure, and interest rate to know your EMI instantly. Use now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Chennai
Check our simple eligibility conditions to avail of a loan for personal use:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: 1 year or more with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000.
Documents Required for a Personal Loan in Chennai
Upload just a few mandatory documents:
- KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
- Income Proof: Salary slips and bank statements for the last 3 months.
- Address Proof: Rent agreement, utility bills, or passport.
- Proof of Employment: Official mail ID or Employee ID Card.
Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.
Interest Rate and Charges for a Personal Loan in Chennai
Avail of our loan for personal use with competitive interest rates and minimal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Chennai
- Emergency funds
- Travel expenses
- Debt consolidation
- Home renovation
- High-value purchases
- Education expenses
Who Can Get a Personal Loan in Chennai
- Salaried individuals
- Salaried professionals
- Government employees
Tips for a Successful Personal Loan Application
- Check the loan eligibility criteria
- Keep your debt-to-income ratio low
- Check your credit score
- Furnish the necessary documents
- Avoid multiple loan applications
Poonawalla Fincorp Branch Address in Chennai
Poonawalla Fincorp Limited
Address: 2nd Floor, The Oval Tower, Venkata Narayana Road, T. Nagar, Chennai, Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, you can avail of our loan for debt consolidation. Availing of a debt consolidation loan allows you to simplify your EMI payments and reduce your overall interest burden.
You can avail of a loan amount of up to ₹50 Lakh for a loan in Chennai from Poonawalla Fincorp.
The minimum interest rate offered on our loan for personal use in Chennai starts from 9.99%* p.a. The final interest rate applicable depends on your CIBIL score, income, repayment capacity, etc.