Quick Apply for Personal Loan in Cochin
Cochin is a coastal city located in the southern state of Kerala in India. It is a popular tourist destination due to its rich history, diverse culture, and stunning natural beauty. The city has a unique blend of colonial-era architecture and modern infrastructure, which reflects its past as a major trading hub.
It is known for its famous Chinese fishing nets, which line the harbour and offer a glimpse into its traditional fishing industry. If you are a resident, you can apply for a Personal Loan to meet your financial needs. We offer loans for personal use with competitive interest rates and flexible repayment options to suit your budget and financial goals. Here are some features of our loan:
- High loan amount of up to ₹50 Lakh
- Flexible repayment tenure
- Hassle-free online loan application
- Minimum documentation
- Competitive interest rates
- Quick disbursal
Check Monthly EMI Amount For Personal Loan In Cochin
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EMI Amount = *
Interest Rates and Charges for Personal Loans
Poonawalla Fincorp has designed its interest rates at one of the lowest to ensure you are never stressed-out during loan repayment.
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loan
Here are some features and benefits of our loan:
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Competitive Interest Rates
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Loan Amount Ranging From ₹1 Lakh to ₹50 Lakh
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Flexible Repayment Tenures of 12 To 84 Months
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Minimal Documentation Requirement
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Quick Approval and Disbursal of Funds
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No Collateral or Guarantor Required
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No End-Use Restrictions
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Easy Online Application Process
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Dedicated Customer Service and Support
Competitive Interest Rates
Loan Amount Ranging From ₹1 Lakh to ₹50 Lakh
Flexible Repayment Tenures of 12 To 84 Months
Minimal Documentation Requirement
Quick Approval and Disbursal of Funds
No Collateral or Guarantor Required
No End-Use Restrictions
Easy Online Application Process
Dedicated Customer Service and Support
We offer unsecured loans to salaried individuals and self-employed professionals. The eligibility criteria are as follows:
- Minimum age: 21 years
- Maximum age: 60 years
- Minimum net monthly income: ₹30,000
- Citizenship: Indian
Apart from these basic eligibility criteria, we may also consider other factors such as credit score, employment stability, and other credit obligations while evaluating the loan application. It is advisable to check the specific eligibility criteria and documentation requirements before applying.
Types of Personal Loans
We provide a variety of loans for personal use:
Unsecured Loans
These are loans that are granted without any collateral or security and can be used for any personal purpose.
Debt Consolidation Loans
These are loans used to consolidate multiple debts into a single payment, usually at a lower interest rate.
Wedding Loans
These are loans used to finance wedding expenses, such as venue rental, catering, and decoration.
Education Loans
These are loans used to finance educational expenses, such as tuition fees, books, and accommodation.
Medical Loans
These are loans used to finance medical expenses, such as hospitalization, surgery, or treatment.
Home Renovation Loans
These are loans used to finance home renovation or repairs.
With a variety of options available, you can choose a loan that best suits your requirements and budget. Ensure that you have a reliable source of income to make timely repayments and avoid any penalties or additional charges. By using the loan amount responsibly, you can fulfill your financial goals.
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Branch Address:
Poonawalla Fincorp Limited,
Address : 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact no: 1800-266-3201 (Toll-free)
Timings: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
