Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Delhi in Just a Few Clicks

Delhi, the capital city of India, is the hub of several industries like IT, telecom, construction, etc. in north India. Manage your financial needs - from covering wedding expenses to consolidating your debt - in this city by opting for a Personal Loan.

Get a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp with instant disbursal. Enjoy attractive interest rates, flexible repayment plans, easy eligibility requirements and minimal documentation. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Minimal
Documentation
Flexible Repayment
Tenure
No End-use
Restrictions
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your monthly payments instantly with our user-friendly EMI calculator. Slide the bar to enter the loan amount, interest rate and loan tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Delhi

Fulfil our simple criteria to be eligible for availing of the loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: At least 1 year of working experience with minimum 1 month at current job.
  • Net Monthly Salary: Minimum of ₹30,000.

Documents Required for a Personal Loan in Delhi

Upload a few documents for getting fast approval on a loan for personal use:

  • KYC Documents: Voter ID, PAN Card, Aadhaar Card, Passport or Driving License.
  • Income Proof: Bank statements and salary slips for the last 3 months.
  • Employment Proof: Official mail ID or Employee ID Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Delhi

Get a personal use loan at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Delhi

  • Cover unexpected medical costs
  • Finance your wedding plans
  • Give your home a new look
  • Plan and fund foreign trips
  • Meet your education-related expenses
  • Consolidate existing debt

Who Can Get a Personal Loan in Delhi

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Understand all the loan terms
  • Borrow only what you need
  • Check your credit score and repayment capacity
  • Keep the required documents handy for quick processing

Poonawalla Fincorp Branch Address in Delhi

Poonawalla Fincorp Limited
Address: 5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

288 Results for

Frequently Asked Questions

What happens if I miss the EMI payment of my Personal Loan?

Missing your EMI payment on a Personal Loan from Poonawalla Fincorp leads to a default interest of 2% per month on the overdue amount. Avoid defaulting on your monthly payments as failing to pay your EMIs may negatively affect your credit score.

2. \How does the repayment process work?

Repayments for Poonawalla Fincorp’s Personal Loan are made through Equated Monthly Instalments (EMIs) over a chosen tenure, ranging from 12 to 84 months.

Do I need to pledge any security to avail of a Personal Loan?

No, you do not need to provide any collateral to secure a Personal Loan from Poonawalla Fincorp. Our collateral-free loan in Delhi is designed to help you achieve your financial goals quickly and easily without the need for any pledged assets.