Get Personal Loan With Fast Disbursement
Finance every need with an affordable personal loan
Fascinating capital of India, Delhi attracts people from all over the world. The city displays the perfect blend of old-world charm with modern development and infrastructure. Apart from being the political epicenter, it is also a major economic hub of the country, offering various livelihood opportunities for everyone.
You can apply for high-value financing for personal needs through Poonawalla Fincorp to manage your finances efficiently. Being one of India’s top NBFCs, we offer you nothing but the best to fulfil all your financial requirements. Be it for planning a dream wedding, financing the ideal vacation plan, renovating your home, taking care of medical emergencies, or any other urgent financial need. You can get a Personal Loan of up to ₹50 Lakh with minimal documentation and at an affordable interest rate.
Personal Loan EMI Calculator
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Check Monthly EMI Amount For Personal Loan In Delhi
We offer loans for personal use at an attractive interest rate. In fact, if you compare the Personal Loan interest rate offered by us with those offered by other lenders, you will find that our rates are among the lowest.
| Interest Rate | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Eligibility Criteria for Instant Personal Loan
A loan that is intended to be affordable also needs to be easily available. Hence, we have kept easy eligibility criteria:
Personal Loan Eligibility Criteria
Age
between 21 and 60 years
Citizenship
Indian
Work Experience
Minimum one-year work experience with 1 months at the current place of employment
Monthly Salary
Net monthly income of at least ₹30,000
- Age between 21 and 60 years
- Indian citizenship only
- Net monthly income of at least ₹30,000
- Minimum one-year work experience with 1 months at the current place of employment
- A stable employment with a reputed company
Documents Required to Apply for a Personal loan
We provide flexible tenure, and you can choose a long-term (7 years) or short-term loan from us. We need minimal documentation for the offer. This is meant to ensure that the process is quick and hassle-free. As good practice, it is better to prepare all these documents beforehand so that you don’t waste precious time searching for them.
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KYC Documents
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Income Documents
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Financial Documents
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Current Address Proof
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Employment Proof
Features & Benefits of Poonawalla Fincorp Personal Loan
We are one of the trusted NBFCs and offers several benefits:
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Higher Loan amount of up to ₹50 Lakh
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Low interest rate
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Transparent loans with no hidden charges
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Flexible repayment tenure
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Minimal documentation process
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No foreclosure or pre-payment charges
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Quick approval and easy disbursal
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Simple and hassle-free process
- Higher loan amounts up to ₹50 Lakh - With our online Personal Loan, you can opt for a high loan amount of up to ₹50 Lakh to fund your financial need without any compromises.
- Lower interest rate - We provide you with an attractive and low interest rate to make borrowing more affordable. As a result, when applying for a loan, you won't have to look elsewhere.
- Transparent loans with no hidden charges - There’s nothing hidden in our fine print, and all loan conditions are presented transparently. We do not ask for any additional charges, and you only pay what is clearly communicated.
- Flexible repayment tenure - Paying back your loan should be a comfortable experience with our loan. Choose a tenure that ranges up to 84 months, and never exceed your budget when repaying the loan.
- Minimal documentation process - Since a loan for personal use is an unsecured loan with no collateral, it requires very little documentation. This makes the documentation process relatively simple, which is why loans are approved and disbursed quickly. Lengthy and long-winding eligibility and document criteria can make availing of a loan quite stressful. We provide loans with minimal documentation. Therefore, you get loans with hassle-free processing and quick approvals. Through this, you don’t have to worry about documentation and can focus on the utilization of money for personal needs.
- No foreclosure or pre-payment charges - One of the most important is that there are no prepayment or foreclosure charges at all. You can repay or foreclose your loan at any point in time.
- Quick approval and easy disbursal - Loan processing can be very time-consuming, but we promise an uncomplicated experience. Thanks to our minimal and simple eligibility criteria, you can avail of quick loans instantly and amount is disbursed in no time.
- Simple and hassle-free process - We leverage technology to minimize the effort needed to get a loan. Apply online for our offering in just a few easy steps through the user-friendly portal!
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
To apply for a loan, just follow some simple steps and the loan will be yours in no time!
- Click on the “Apply Now”.
- Fill out the application form.
- Upload all the necessary documents.
Once this process is done, you simply need to sit back and await confirmation from us. Once we verify all your details from the documents you have provided, we will send you confirmation and upon approval from you, we will disburse the loan amount to your account.
Poonawalla Fincorp Branch Address in Delhi for Personal Loans
Address: 5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
