Get a Personal Loan in Delhi in Just a Few Clicks
Delhi, the capital city of India, is the hub of several industries like IT, telecom, construction, etc. in north India. Manage your financial needs - from covering wedding expenses to consolidating your debt - in this city by opting for a Personal Loan.
Get a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp with instant disbursal. Enjoy attractive interest rates, flexible repayment plans, easy eligibility requirements and minimal documentation. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Calculate your monthly payments instantly with our user-friendly EMI calculator. Slide the bar to enter the loan amount, interest rate and loan tenure. Try now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Delhi
Fulfil our simple criteria to be eligible for availing of the loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: At least 1 year of working experience with minimum 1 month at current job.
- Net Monthly Salary: Minimum of ₹30,000.
Documents Required for a Personal Loan in Delhi
Upload a few documents for getting fast approval on a loan for personal use:
- KYC Documents: Voter ID, PAN Card, Aadhaar Card, Passport or Driving License.
- Income Proof: Bank statements and salary slips for the last 3 months.
- Employment Proof: Official mail ID or Employee ID Card.
- Address Proof: Utility Bills, Rent Agreement or Passport.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Interest Rate and Charges for a Personal Loan in Delhi
Get a personal use loan at attractive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Delhi
- Cover unexpected medical costs
- Finance your wedding plans
- Give your home a new look
- Plan and fund foreign trips
- Meet your education-related expenses
- Consolidate existing debt
Who Can Get a Personal Loan in Delhi
- Salaried individuals
- Salaried doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Check the eligibility criteria
- Understand all the loan terms
- Borrow only what you need
- Check your credit score and repayment capacity
- Keep the required documents handy for quick processing
Poonawalla Fincorp Branch Address in Delhi
Poonawalla Fincorp Limited
Address: 5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Missing your EMI payment on a Personal Loan from Poonawalla Fincorp leads to a default interest of 2% per month on the overdue amount. Avoid defaulting on your monthly payments as failing to pay your EMIs may negatively affect your credit score.
Repayments for Poonawalla Fincorp’s Personal Loan are made through Equated Monthly Instalments (EMIs) over a chosen tenure, ranging from 12 to 84 months.
No, you do not need to provide any collateral to secure a Personal Loan from Poonawalla Fincorp. Our collateral-free loan in Delhi is designed to help you achieve your financial goals quickly and easily without the need for any pledged assets.