Apply for a Personal Loan with Quick Disbursal
Located in the northern state of Haryana, Gurgaon, also known as Gurugram, is a thriving city with a bustling atmosphere. With its diverse industries and numerous multinational corporations, it has become a city of immense opportunities, attracting many individuals seeking to build their careers. However, in a city like Gurgaon, where the cost of living is relatively high, sometimes one may need financial assistance to fulfill their personal needs or to deal with unexpected expenses.
This is where personal credit comes in handy. Poonawalla Fincorp offers a Personal Loan for up to ₹50 Lakh with flexible repayment tenure of up to 84 months. These unsecured loans can be availed for various purposes, such as home renovation, medical emergencies, education expenses, or debt consolidation. We offer a loan for personal use at competitive interest rates, and the loan is disbursed quickly upon approval.
Check Monthly EMI Amount For Personal Loan In Gurgaon
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Interest Rates and Charges for Personal Loans
If you're looking for personal credit, we offer some of the most competitive interest rates in the market. With interest rates starting from just 9.99%*p.a., you can easily avail yourself of a loan for personal use that suits your financial needs. In addition to low-interest rates, we also offer transparent and affordable charges, making it an ideal choice for anyone looking for a hassle-free loan experience in Gurgaon.
Please refer to the table below for details on interest rates and charges:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features & Benefits of a Personal Loan
Here are some of the key benefits and features:
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Collateral-free Loan
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High loan amount
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Flexible Repayment Tenure
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Quick Loan Processing
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Attractive Interest Rates
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Minimal Documentation
Collateral-free Loan
Loans for personal use are unsecured loans, which means that you do not need to provide any collateral to avail of them.
High loan amount
You can avail of up to ₹50 Lakh loan amount to meet your several financial needs.
Flexible Repayment Tenure
Our loans come with flexible repayment options of up to 84 months. With us, you can choose your repayment tenure as per your repayment capacity.
Quick Loan Processing
Unsecured loans can be processed quickly. We offer instant approval and disbursal.
Attractive Interest Rates
This loan comes with attractive interest rates, allowing you to save money on interest payments.
Minimal Documentation
We offer Personal Loan with minimal documentation, making the application process quick and hassle-free.
We provide loans tailored to suit salaried and government employees’ needs. Additionally, we extend our services to working professionals such as Chartered Accountants (CA), Company Secretaries (CS), and Doctors, offering them personal credit at competitive interest rates.
Types of Personal Loans
We offer various types of personal credit to allow individuals to meet their various financial needs. These include:
Travel Loan
This loan can be used to cover expenses related to travel, such as airfare, hotel bookings, food, and other personal expenses.
Wedding Loan
You can use this loan to cover various expenses related to a wedding, such as venue booking, catering, decorations, and clothes.
Home Renovation Loan
This type of loan is designed to finance the expenses related to upgrading or renovating your home, including the costs of labor, materials, and other relevant expenditures.
Loan for Medical Emergencies
This loan can be used to cover medical expenses, including hospital bills, treatments, and medicines.
Loan for Debt Consolidation
The Debt Consolidation loan allows you to combine multiple high-interest debts into a single loan with a lower interest rate. This loan can help you simplify your finances and potentially save money on interest payments.
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Poonawalla Fincorp Branch Address in Gurgaon
Poonawalla Fincorp Limited
Address: Unit No. 402, 4th Floor, Sewa Corporate Suites, -M.G. Road, Gurgaon, Haryana-122002
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
