Loan Amount:
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Gurgaon

Gurgaon, or Gurugram, is a thriving city in Haryana known for its rapid development and growing economy. Fund your diverse financial needs with ease with a Personal Loan in Gurgaon from Poonawalla Fincorp. Access up to ₹50 Lakh without pledging any collateral. Use the loan for several purposes like wedding, higher education, debt consolidation, home renovation, etc. Apply online with minimal documentation and fast approval. Get started!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
No End-use
Restriction
Zero Hidden
Charges
Minimal
Documentation
Attractive Interest
Rate
Quick
Approval

Personal Loan EMI Calculator

Use our online EMI calculator to check your monthly repayments easily. Enter the loan amount, tenure, and interest rates for a fast EMI calculation. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Gurgaon

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000 per month.

Documents Required for a Personal Loan in Gurgaon

Submit a few mandatory documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statement for the last 3 months.
  • Income Proof: Salary slips for the last 3 months.

Interest Rate and Charges for a Personal Loan

Secure a loan for personal use at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Funding vacation plans 
  • Paying for educational expenses 
  • Hosting a wedding ceremony 
  • Dealing with medical emergencies 
  • Funding home extension or renovation 

Who Can Get a Personal Loan in Gurgaon

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check your loan eligibility  
  • Fill in the application form carefully 
  • Avoid multiple loan applications 
  • Maintain a healthy credit history 
  • Reduce your debt-to-income ratio 
  • Mention your employment details 

Poonawalla Fincorp Branch Address in Gurgaon

Poonawalla Fincorp Limited

Address: Unit No. 402, 4th Floor, Sewa Corporate Suites, -M.G. Road, Gurgaon, Haryana-122002

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Can a Personal Loan be used for home renovation?

Yes, you can avail of a loan for home renovation. In fact, there are no such specific restrictions on end usage; hence, you can use the funds acquired for any purpose you wish. 

What is the minimum income required to obtain a Personal Loan?

To be eligible for an online loan for personal use from Poonawalla Fincorp, applicants need to have a minimum monthly net income of ₹30,000. 

Do multiple loan applications affect our credit score?

Yes, submitting multiple loan applications to various lenders in a short time-period can negatively impact your credit score. Whenever you apply for a loan, your credit report undergoes a hard inquiry by the lenders. Repeated hard inquiries can noticeably lower your credit score.