Loan Amount:
Up to ₹50 Lakh
Interest Rate:
Starting at 9.99%* p.a.
Loan Tenure:
12-84 Months

Get a Personal Loan in Guwahati Online

Unlock quick funds up to ₹50 Lakh with a Personal Loan in Guwahati to fund all your needs. Host a grand wedding, give your home a complete makeover, enjoy your dream vacation or cover medical expenses without worrying about funds. Avail of this collateral-free loan from Poonawalla Fincorp with minimal documentation. Benefit from attractive interest rates, flexible loan tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Affordable Interest
Rate
Minimal
Documentation
Flexible Repayment
Tenure
Zero Hidden
Charges

Personal Loan EMI Calculator

Calculate your loan EMIs quickly using our online EMI calculator. Enter the loan amount, tenure, and the rate of interest. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Guwahati

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizneship: Indian citizen.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000.

Documents Required for a Personal Loan in Guwahati

Submit just a few essential documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slips for the last 3 months.

Interest Rate and Charges for a Personal Loan in Guwahati

Get a loan for personal use at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Funding travel plans 
  • Hosting a dream wedding 
  • Covering medical expenses 
  • Renovating home  
  • Paying for overseas education 

Who Can Get a Personal Loan

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Know the terms and conditions 
  • Pay off your outstanding debts 
  • Ensure you have stable employment 
  • Provide accurate information 
  • Keep the necessary documents handy 
  • Maintain a good credit score 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions
About Loan in Guwahati City

1. Can I avail of a Personal Loan in Guwahati online?

Yes, you can avail of a Personal Loan online right from the comfort of your home in Guwahati with these easy steps: 

  • Click on "Apply Now”  

Tap the "Apply Now" button to initiate your application. 

  • Enter Details 

Enter your DOB, PAN card number, monthly income, and other details. 

  • Upload Documents 

Upload the necessary documents to get a quick approval. 

2. How much amount can I avail of with a Personal Loan?

You can avail of a maximum loan amount of up to ₹50 Lakh with a from Poonawalla Fincorp, depending on your financial profile i.e. income, credit score, etc. 

3. Do I need to pledge any assets to get a Personal Loan?

No, you don’t need to offer collateral for a Personal Loan. It’s an unsecured loan that doesn’t require any security. 

​​​T&C Apply*