personal loan in hyderabad

Personal Loan in Hyderabad

Quick Personal Loan are Available with Minimal documentation

Hyderabad, also known as the ‘City of Pearls’, is an important urban centre for the entire south-central Indian region and the capital of the south Indian state of Telangana. It's a historical and culturally rich city with a captivating location and a fusion of old and new cultures. You will find a plethora of mosques, old bazaars, industrial plots, and magnificent malls.

One of India’s leading Non-Banking Financial Companies (NBFCs), Poonawalla Fincorp offers Personal Loan in Hyderabad to help you meet your financial needs. It can help you cover a variety of financial requirements, including debt consolidation, paying medical expenses, travelling, or funding for a child's education, because there are no restrictions on how you utilize the loan amount. Our low interest rates, minimal documentation, fast approval, and simple eligibility requirements make this a feasible financing option for you.

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We have brought loans for personal use at some of the lowest interest rates available. Our interest rates are among the most competitive in the market.

Interest Rate 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3%
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 84 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

An unsecured loan from us is just what you need to fulfil your personal needs, dreams, and aspirations in the best possible way. To ensure that the maximum number of people can benefit from this loan, we have kept our eligibility criteria very simple:

Personal Loan Eligibility Criteria

Age Requirement

Age

between 21 and 60 years

Citizenship Status

Citizenship

Indian only

Work Experience Required

Work Experience

overall at least 1 year with minimum 1 months in the current company

Monthly Salary Required

Monthly Salary

minimum ₹30,000

  • Age –between 21 and 60 years
  • Citizenship – Indian only
  • Employment – full time with a public limited, private limited company, etc.
  • Work experience – overall at least 1 year with minimum 1 months in the current company
  • Monthly income – minimum ₹30,000

A brief documentation requirement makes things easier for you when you apply for a loan for personal needs. Gone are the days when you had to deal with hefty paperwork. We offer financing for personal needs with minimal documentation so that there are no delays or hassles when applying for a loan. Just submit the following list of documents and you have a good head start:

  • KYC Documents

    KYC – PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport

  • Income Proof

    Latest salary slip

  • Financial Documents

    Bank statement for last 3 months

  • Address Proof

    Address proof – utility bills, rent agreement

  • Proof of Employment

    Employee ID Card or official Email ID confirmation

  • Higher Personal Loan amount Logo

    Simple and Easy Procedure

  • Low interest rates Logo

    No Collateral Needed

  • Competitive Interest Rates

    Competitive Interest Rates

  • Minimal documentation Logo

    Quick Disbursal

  • Minimal documentation Logo

    Minimal Paperwork

  • Simple and Easy Procedure
    With our minimal document requirements and easy eligibility criteria, we keep the loan process simple. As a result, your loan will be approved and disbursed in real quick time.
  • No Collateral Needed
    We offer unsecured loans due to which you will not be required to provide any collateral to opt for a loan. Unsecured loans are regarded as the greatest means of obtaining urgent financial aid because it keeps your assets untouched.
  • Competitive Interest Rates
    We offer low-interest loans for personal use, making them accessible to everyone. This ensures that your EMI remains also low during the term of your loan. There's no need to be concerned about the ever-changing interest rates as rate of interest associated with Personal Loan is fixed throughout the tenure.
  • Quick Disbursal
    We offer quick loan approval and disbursal, provided you meet all the eligibility requirements. Since the application process is online, the time it takes for a loan disbursal is usually within a day after loan is sanctioned. In a financial emergency, this makes it your best option. Therefore, finance your personal needs with us.
  • Minimal Paperwork
    We prefer less paperwork and faster approvals. In just a few simple steps, you may apply for a Personal loan.

We offer a wide range of loans. Right from personal loans for CS & CAs to salaried employees and government officials, the company offers loans of up to ₹50 Lakh to meet their financial needs. The loan amount can be utilized to fulfil any financial obligation or expense. There are no limitations on how you can use the loan amount.

You can apply online or walk into any of our branches in Hyderabad.

Get Personal Loan with Low Interest Rate for Various Purposes:

  • Higher Personal Loan amount Logo

    Financing Education

  • Low interest rates Logo

    Renovating your house

  • Minimal documentation Logo

    Travel or a vacation

  • Financing Education - Education is becoming expensive day by day. Naturally, you can’t allow this to obstruct your or your child's ambitions. Apply for a Personal Loan to provide the financial assistance required for financing education for you or your children. You have the freedom to use the funds to pay for things like admission fees, tuition fees, books, and clothing.
  • Renovating your house - Frequently, the real cost of upgrading your property surpasses your projected budget. But it doesn't mean you have to put off remodeling your home due to a lack of funds. With a loan from us, you can borrow funds to renovate your home or merely replace the fittings and furnishings, depending on your needs.
  • Travel or a vacation - Travel plans are often hampered by financial constraints. Let the financial constraints not deter you. Get a collateral-free loan to cover all your trip expenses.
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Click on ‘Apply Now’ and complete the application form

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Enter your DOB, qualification, and residential details

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How To Get A Personal Loan with Low Interest Rate?

Getting a loan from us is easy. You simply need to follow the steps mentioned below to apply for a Personal Loan:

  • Click on the ‘Apply Now’
  • Fill out the application form.
  • Upload the necessary documents.

If you have all the documents ready and fulfil our eligibility criteria, the loan will be yours quickly!

Poonawalla Fincorp Branch Address in Hyderabad for Personal Loans

Address: Office No.G-1 to G-4, Ground Floor, Block 'B' , Roxana Towers, H No.7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800 266 0009
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Borrowing a loan may appear to be a difficult process, but we aim to make it as simple as possible for you. From the comfort of your own home, you may verify the required paperwork and eligibility requirements. Use our free Personal Loan EMI Calculator to calculate your Personal Loan EMI.

*Terms & Conditions Apply

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