Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Quick Personal Loan in Hyderabad

Hyderabad is known as the ‘City of Pearls’ for its booming pearl processing and trading industry. The city is a blend of rich history and modern culture. Live up to the city’s life with a Personal Loan in Hyderabad from Poonawalla Fincorp.

Fund your higher education, wedding, overseas travel, or any other big-ticket expense with our loan with no restrictions on the end-use. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free Loan
Attractive
Interest Rate
No End-use
Restrictions
Minimal Documentation
Quick Approval

Personal Loan EMI Calculator

Determine your monthly loan repayments with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and tenure to know the EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Hyderabad

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Salary: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for Personal Loan in Hyderabad

Submit mandatory documents for a smooth application process:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Income Documents: Salary slips for the last 3 months.
  • Financial Documents: Bank statement for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Hyderabad

We offer loans for personal use at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Hyderabad

  • Home renovation
  • Dream vacation
  • Medical emergencies
  • Debt consolidation

Who Can Get a Personal Loan in Hyderabad

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check your credit score
  • Submit all necessary documents
  • Ensure you meet the eligibility criteria
  • Avoid multiple applications

Poonawalla Fincorp Branch Address in Hyderabad

Poonawalla Fincorp Limited
Address: Office No.G-1 to G-4, Ground Floor, Block 'B', Roxana Towers, H No.7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I make prepayments for a Personal Loan in Hyderabad?

Yes, you can prepay your loan early at no extra cost if paid from own sources. However, a 4% foreclosure fee is levied if paid from other sources.

What happens if I miss an EMI on a Personal Loan?

Missing an EMI payment impacts your CIBIL score. A late payment fee of 2% per month is also levied on missed payments. It is advisable to pay your EMIs regularly.

Do I need a credit score of 750 for a Personal Loan in Hyderabad?

A credit score of 750 and above is considered a good score. A good credit score improves your chances of loan approval along with favourable loan terms.