Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Apply for a Personal Loan in Jaipur Online

Jaipur, also known as the ‘Pink City’, is famous for its architecture, handicrafts, vibrant markets and cuisine. Fulfil your personal expenses in this city – from completing your higher studies to meeting emergency medical expenses - with a Personal Loan.

Avail of our unsecured loan of up to ₹50 Lakh with no end-use restrictions. Enjoy our attractive interest rates, simple eligibility criteria, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
No End-use
Restrictions
Minimal
Documentation
Quick
Approval
Competitive Interest
Rate

Personal Loan EMI Calculator

Make use of our online EMI calculator to know your monthly payments. Enter the loan amount, tenure and interest rates to know your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jaipur

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Jaipur

Submit just a few mandatory documents:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Proof of Employment: Official mail ID or Employee ID Card.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Jaipur

Get a loan for personal use at competitive interest rates and minimal fees:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Jaipur

  • Renovate your home
  • Finance your dream wedding
  • Pay for higher studies
  • Cover unexpected medical expenses
  • Fund your travel and vacations
  • Purchase high-value consumer durables

Who Can Get a Personal Loan in Jaipur

  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried doctors
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Maintain low debt-to-income ratio
  • Avoid borrowing more than necessary
  • Read all the terms carefully before applying
  • Keep all loan documents handy

Poonawalla Fincorp Branch Address in Jaipur

Poonawalla Fincorp Limited
Address: 2nd & 3rd Floor, Chandini Emporio, C-9, Vaishali Marg, Near Vaishali Circle, Vaishali Nagar, Jaipur, Rajasthan-302021
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I prepay my Personal Loan in Jaipur from Poonawalla Fincorp?

Yes, you can prepay your loan for personal use with zero foreclosure charges if you pay it from your own sources. However, a 4% charge applies if you prepay or foreclose the loan using other sources.

What factors affect the eligibility for Poonawalla Fincorp’s personal credit loan?

There are several factors that can impact your Personal Loan eligibility, including your age, monthly income, work experience, credit score, repayment capacity, etc.

Do I need to pledge collateral to get a personal credit loan from Poonawalla Fincorp?

No, we offer a collateral-free loan for personal use. You do not need to pledge any assets as security/collateral to avail of the loan.