Get a Hassle-free Personal Loan in Kolkata
Kolkata, also known as Calcutta, is one of the biggest cities in India and renowned for its culture, developing IT sector and thriving economy. Fulfil your aspirations like taking a long overdue vacation, going for higher studies, having a grand wedding, etc. in this city with a Personal Loan from Poonawalla Fincorp.
Avail of our collateral-free loan of up to â‚ą50 Lakh with no restrictions in terms of end use of the loan amount. Take advantage of our attractive interest rates, simple eligibility criteria, fast approval and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Calculate your monthly payments with our easy-to-use online EMI calculator. Slide the bar to enter the loan amount, tenure and interest rates. Use now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Kolkata
Avail of a collateral-free loan for personal use by fulfilling our simple eligibility requirements:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Full-time job at a private or public sector organisation.
- Net Monthly Salary: At least â‚ą30,000 per month.
Documents Required for a Personal Loan in Kolkata
Submit a few essential documents:
- KYC Documents: Driving License, PAN Card, Aadhaar Card, Passport or Voter ID.
- Income Proof: Bank statements and salary slips for the last 3 months.
- Employment Proof: Utility bills, passport or rent agreement.
- Address Proof: Official mail ID or Employee ID card.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Interest Rate and Charges for a Personal Loan in Kolkata
Get a loan for personal use at competitive interest rates and minimal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Kolkata
- Fund a vacation for your family
- Pay for higher education abroad
- Finance your wedding ceremony
- Take care of medical emergencies
- Pay for renovating your home
Who Can Get a Personal Loan in Kolkata
- Salaried Doctors
- Salaried Individuals
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for Successful Personal Loan Application
- Check our eligibility requirements
- Keep a low debt-to-income ratio
- Check your credit score
- Avoid multiple loan applications
- Keep the necessary documents ready
Poonawalla Fincorp Branch Address in Kolkata
Poonawalla Fincorp Limited
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Applying for multiple personal loans within a short time can negatively impact your credit score. When you apply for a personal loan, a hard inquiry is done to check your credit history. Although one hard inquiry has minimal impact on your credit score, applying for a loan or credit facility many times within a short duration leads to multiple hard inquiries. This can have a negative effect on your credit score and reduce your eligibility for availing of credit facilities.
Yes, you can prepay your Personal Loan with Poonawalla Fincorp without any foreclosure charges if you use your own funds. However, if you use other sources to pay off the loan, a 4% foreclosure charge will apply.
Getting a Personal Loan with a poor credit score is challenging. Individuals having credit scores of 750 and above have higher chances of availing a Personal Loan at lower interest rates and favourable terms. You may still be able to avail personal loan with lower credit scores but at higher interest rates, longer tenure or other stringent conditions.