Secure a Personal Loan in Mizoram with Quick Approval!
Mizoram is a state known for its evergreen hills and dense bamboo forests. Its potential majorly lies in agriculture and the handloom sector. Mizoram is also one of the fastest-growing states in India and for the residents, Poonawalla Fincorp provides hassle-free Personal Loan. This multipurpose loan enables you to turn dreams into reality – be it travel, education, medical emergencies, weddings, or home renovations.
Poonawalla Fincorp’s Personal Loan is an ideal choice for individuals seeking quick financial assistance with minimal documents at competitive interest rates. Apply now!
Features and Benefits of a Personal Loan in Mizoram
Our collateral-free Personal Loan in Mizoram is offered with customer-friendly features and benefits:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges in Mizoram
Poonawalla Fincorp offers financial support at competitive interest rates and applicable charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for Personal Loan in Mizoram
Poonawalla Fincorp helps millions by keeping the eligibility criteria simple:
Age
22 years at the time of loan application and not more than 57 years
Work Experience
Salaried employees with 1 year of work exprience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan in Mizoram
You can get a Personal Loan from Poonawalla Fincorp with minimal documentation, making the loan journey hassle-free and easy:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We offer Personal Loan in Mizoram to
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Mizoram
Apply for a Personal Loan in Mizoram for various purposes, such as:
- Wedding: You can host your dream wedding with a Personal Loan from Poonawalla Fincorp. From booking destinations and decorators to caterers and photographers, our Personal Loan allows you to cover all the expenses of your dream wedding.
- Medical Emergencies: Medical emergencies may arise unexpectedly. Hence, you must be well-prepared to deal with such uncertain situations. With Poonawalla Fincorp’s Personal Loan, you can get a loan at a competitive interest rate, making it affordable to finance any situation.
- Home Renovation: Give a complete makeover to your home with a Poonawalla Fincorp’s Personal Loan. With our Personal Loan, you get a higher loan amount up to ₹30 lakh for home renovations.
- Higher Education: Whether you are considering studying abroad or aiming for higher education in India, our loan is an ideal choice for your financial needs to fulfil such purposes.
Conclusion
Avail of a Personal Loan from Poonawalla Fincorp in Mizoram on favourable terms. Enjoy numerous benefits, such as high loan amounts, competitive interest rates, flexible EMIs, and a hassle-free application process. Get ready to fulfil your dreams. Apply now!
*Terms & Conditions Apply
How to Apply for a Personal Loan in Mizoram?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
