personal loan in mumbai

Personal Loan in Mumbai

Finance every need with an affordable solution

Mumbai fondly referred to as the “City of Dreams”, is the financial, commercial and entertainment capital of India. It is a land of opportunity for millions who come to this city from all over the country. The city is undoubtedly the biggest hub for individuals who aspire to make it big within their domain.

Living in an expensive city like can be financially challenging. If you’re having a cash crunch and are looking for a loan provider, then Poonawalla Fincorp offers you a loan of up to ₹50 Lakh. Whatever your aspirations and requirements, our offering provides you with a hassle-free loan at an affordable interest rate and minimal documentation. Apply now and get a Personal Loan with attractive benefits like flexible tenure, minimal documentation process, and zero foreclosure or hidden charges.

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Our interest rates are competitive with no hidden charges. What you sign up for is what you pay, thereby avoiding any confusion or stress:

Interest Rate 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3%
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 84 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

When you need an unsecured loan you must get it with least effort. We provide an easy Personal Loan with simple eligibility criteria. You just need to make sure of following:

Personal Loan Eligibility Criteria

Age Requirement

Age

between 21 and 60 years

Work Experience Required

Work Experience

At least 1 year and employment of at least 1 months with the current employer

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Salary

Minimum monthly net salary of ₹30,000

  • Your age is at least 21 years at the time of loan application and at the most 60 years
  • You are employed full-time for at least 1 year overall and for a minimum of 1 months at the current job.
  • Your citizenship is Indian
  • Your monthly income is at least ₹30,000

Be ready with the following documents to get a loan for personal use:

  • KYC Documents

    KYC documents

  • Income Proof

    Income proof

  • Financial Documents

    Financial documents

  • Address Proof

    Address proof

  • Proof of Employment

    Proof of Employment

  • Higher Personal Loan amount Logo

    Higher Loan amount of up to ₹50 Lakh

  • Low interest rates Logo

    Lowest interest rate

  • Eligible years Logo

    Eligible for customers between 21 and 60 years of age

  • Minimal documentation Logo

    Simple and minimal documentation process

  • No hidden charges Logo

    No hidden charges

  • Flexible tenure Logo

    Flexible tenure with no foreclosure charges

  • Quick approval Logo

    Quick approval and easy disbursal

  • Higher Loan amount of up to ₹50 Lakh
  • Lowest interest rate
  • Eligible for customers between 21 and 60 years of age
  • Simple and minimal documentation process
  • No hidden charges
  • Flexible tenure with no foreclosure charges
  • Quick approval and easy disbursal
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal
Details

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

How To Get a Personal Loan?

Mumbai, commonly known as the “City that never sleeps”, is also the city that never stops. In this city, people are always short of time and are looking for ways to do things faster. At such times, we provide you with a quick way to apply:

  • Click on “Apply Now”.
  • Fill out the application form.
  • Upload all the necessary documents.

If you have all the documents ready and fulfil our eligibility criteria, the loan amount will be disbursed instantly!

If you need further help, find one of our branches near you!

Address: 1st Floor, Nirmal Deep, Doctor Moose Road, Opp.Talao Pali, Near gadkari rangaytan hall, Jhambli Naka, Thane West, Maharashtra -400602
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Address: Office No. 211, 02nd Floor, Gauri Commercial Complex, Sector 11, Plot no. 19, CBD Belapur Branch, Navi Mumbai, Maharashtra-400614
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Address: Unit No. 73, 7th floor, Kalpataru Square, Kondivita lane, Andheri-Kurla Road, Andheri (East), Mumbai, Maharashtra -400059
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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