Personal loan in Nagaland @9.99%* Rate

Get a Personal Loan in Nagaland with Quick Approval!

Located in the northeast of India, Nagaland is surrounded by mountains with beautiful flora and fauna. As the city continues to develop rapidly, there is a higher demand for Personal Loans to fulfil the dreams of its residents, like you.

With Poonawalla Fincorp's Personal Loan in Nagaland, you can fulfil your specific financial requirements without any stress. Enjoy a host of different features and benefits like minimal documentation, no collateral requirement, and swift disbursal. Apply now!

Features and Benefits of Personal Loans in Nagaland

Poonawalla Fincorp offers a borrower-friendly Personal Loan that comes with several features and benefits, which are:

Collateral-free
Multi-purpose Usage
Competitive interest Rates and Charges
Quick Approval
Instant Disbursal

No Hidden Charges
No Penalty for Prepayment or Foreclosure
Flexible Repayment Plans
Simple 5 Step Online Application
Easy-to-Use EMI Calculator

Personal Loan Interest Rates and Charges in Nagaland

Get favourable interest rates on our Personal Loan in Nagaland. Other applicable charges have been listed below:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹30 Lakh
Loan Processing Fees	Up to 2% plus applicable taxes
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 60 months
Prepayment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Interest	3% per month
Repayment Instrument Dishonor Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Personal Loan EMI Calculator

Loan Amount

1,00,000 30,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 5 Years

Calculate

EMI Amount = *

Check Repayment Schedule
Download Repayment Schedule

Eligibility Criteria for Personal Loan in Nagaland

Our Personal Loan eligibility criteria includes the following:

Age

22 years at the time of loan application and not more than 57 years

Work Experience

Salaried employees with 1 year of work exprience

Citizenship

Indian

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Required for Personal Loan in Nagaland

The required documents for our Personal Loan are listed below:

Documents Category	Personal Loan Documents Required
KYC Documents	PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof	Passport/Utility Bills/Rent Agreement
Income Documents	Latest salary slips for the last 3 months
Financial Documents	Bank Statement for the last 3 months
Employment Proof	Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

We Offer Personal Loan in Nagaland to:

Salaried individuals
Salaried Doctors

Salaried Chartered Accountants
Salaried Company Secretaries

Uses of a Personal Loan in Nagaland

You can apply for a Personal Loan in Nagaland for different purposes, such as:

Home renovation: Whether you want to remodel your kitchen or any other area of your house, a Personal Loan can help you fulfil that goal.
Debt Consolidation: Consolidate multiple high-interest debts into a single loan at better terms and favourable interest rates.
Medical Emergencies: Get timely medical assistance without worrying about the costs by applying for a Personal Loan instantly.
Wedding: Plan your dream wedding without going over the budget with our collateral-free Personal Loan.
Higher Education: Pursue your dreams of getting quality higher education from your favourite institution with a Personal Loan.

Conclusion

Poonawalla Fincorp's Personal Loan in Nagaland comes with excellent features and offers several benefits like minimal paperwork, quick loan processing, and many more. With this loan, you can equip yourself with a comprehensive and versatile financing option that helps you meet your goals without hassle. Apply for a Personal Loan in Nagaland today!

*Terms & Conditions Apply