Loan Amount:
Up to ₹50 Lakh
Interest Rate:
Starting at 9.99%* p.a.
Loan Tenure:
12-84 Months

Get a Flexible Personal Loan in Noida

Noida is a planned city in Uttar Pradesh that is known for its developing IT industry and real estate. Manage your expenses in this city with a collateral-free Personal Loan from Poonawalla Fincorp. Get instant funds of up to ₹50 Lakh to pay for multiple expenses – from home renovation to medical emergencies – with minimal paperwork. Benefit from our attractive interest rates, minimal charges, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Competitive Interest
Rate
No Collateral
Required
No End-use
Restrictions
Quick
Approval
No Hidden
Charges

Personal Loan EMI Calculator

Accurately estimate your monthly instalments using our EMI calculator. Calculate your EMIs instantly by entering the loan amount, tenure and interest rate. Use it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Noida

Avail of a personal use loan by meeting our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian citizen.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: At least 1 year with a minimum of 1 month at current job.
  • Net Monthly Salary: Minimum ₹30,000 per month.

Documents Required for a Personal Loan in Noida

Provide minimal documents to apply for the loan:

  • KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or Employee ID card.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Noida

Secure a loan for personal use at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Noida

  • Renovate your existing home  
  • Fund your higher education  
  • Finance your travel vacation  
  • Host your dream wedding 
  • Cover medical emergency costs 

Who Can Get a Personal Loan in Noida

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the loan eligibility criteria  
  • Reduce your credit utilisation ratio to 30%  
  • Check your credit score 
  • Keep the required documents ready 
  • Avoid submitting multiple loan applications 

Poonawalla Fincorp Branch Address in Noida

Poonawalla Fincorp Limited

Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Does applying for a Personal Loan multiple times affect your credit score?

Applying for a loan several times within a short time can negatively impact your credit score. When you apply for a Personal Loan, the credit bureau makes a hard inquiry to check your credit history. While a single hard inquiry has a minimal impact on your credit score, applying for a loan or credit facility multiple times within a short period leads to multiple hard inquiries. This can have an adverse effect on your credit score and reduce your eligibility to avail of credit facilities in the future. 

What are prepayments in a Personal Loan?

Prepayments allow you to partially pay the outstanding loan amount with a lump sum payment before the end of the loan term. This feature empowers you to manage your finances and reduce your loan burden. At Poonawalla Fincorp, we do not charge any foreclosure or prepayment charges if the loan amount is paid from your own sources. However, if you prepay the loan using other fund sources, a 4% charge is applicable. 

Can I be eligible for availing of a Personal Loan with a poor credit score?

If you have a poor credit score, getting a Personal Loan will not be easy. To be eligible for a loan from Poonawalla Fincorp, you must have a credit score of 750 and above.