Personal Loan in Puducherry @9.99%* Rate

Apply Personal Laon in Puducherry and Get up to ₹30 Lakh at Competitive Interest Rates

Puducherry, ‘India’s Little France’, has a vibrant culture and is one of the most important tourist destinations in India. The booming tourism industry promises many business and employment opportunities for the locals. If you, too, require financial assistance for starting a new business, a sudden medical emergency, renovating your home, etc. you can apply for Poonawalla Fincorp’s Personal Loan in Puducherry. Get up to ₹30 Lakh with minimal documentation with quick approval. Apply now!

Features and Benefits of a Personal Loan in Puducherry

When you apply for a Personal Loan in Puducherry with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:

Collateral-free
Multi-purpose Usage
Competitive interest Rates and Charges
Quick Approval
Instant Disbursal

No Hidden Charges
No Penalty for Prepayment or Foreclosure
Flexible Repayment Plans
Simple 5 Step Online Application
Easy-to-Use EMI Calculator

Personal Loan Interest Rates in Puducherry

At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting at 9.99%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest. You must be aware of these charges to know the exact borrowing cost.

Refer to the table below to know the interest rate and other charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹30 Lakh
Loan Processing Fees	Up to 2% plus applicable taxes
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 60 months
Prepayment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Interest	3% per month
Repayment Instrument Dishonor Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Personal Loan EMI Calculator

Loan Amount

1,00,000 30,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 5 Years

Calculate

EMI Amount = *

Check Repayment Schedule
Download Repayment Schedule

Eligibility Criteria for a Personal Loan in Puducherry

To be eligible for a Personal Loan from Poonawalla Fincorp in Puducherry, you must meet certain criteria. Refer to the table below for details.

Age

22 years at the time of loan application and not more than 57 years

Work Experience

Salaried employees with 1 year of work exprience

Citizenship

Indian

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Required for Personal Loan in Puducherry

When applying for a Personal Loan with Poonawalla Fincorp, you must submit the following documents.

Documents Category	Personal Loan Documents Required
KYC Documents	PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof	Passport/Utility Bills/Rent Agreement
Income Documents	Latest salary slips for the last 3 months
Financial Documents	Bank Statement for the last 3 months
Employment Proof	Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

We Offer a Personal Loan in Puducherry to:

Salaried individuals
Salaried Doctors

Salaried Chartered Accountants
Salaried Company Secretaries

Uses of a Personal Loan in Puducherry

You can avail of a Personal Loan in Puducherry for the following mentioned purposes:

Home Renovation: If you wish to upgrade your home interiors, extend your kitchen, or change the flooring, apply for a Personal Loan with Poonawalla Fincorp and get the funds you need for the home renovation project. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
Higher Education: Applying for Poonawalla Fincorp's Personal Loan in Puducherry is a great way to cover all your education-related expenses and pursue your dream career.
Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in Puducherry to tackle such situations and keep your savings intact.
Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in Puducherry can help you explore new destinations in India or worldwide and get memorable experiences.

With Poonawalla Fincorp's Personal Loan in Puducherry, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. So, take your first step towards enabling your dreams, Apply Now!