personal loan in Puducherry

Personal Loan in Puducherry

Loan up to ₹30 Lakh | Minimal Documentation | Quick Approval

Puducherry, ‘India’s Little France’, has a vibrant culture and is one of the most important tourist destinations in India. The booming tourism industry promises many business and employment opportunities for the locals. If you, too, require financial assistance for starting a new business, a sudden medical emergency, renovating your home, etc. you can apply for Poonawalla Fincorp’s Personal Loan in Puducherry. Get up to ₹30 Lakh with minimal documentation with quick approval. Apply now!

When you apply for a Personal Loan in Puducherry with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:

  • Minimal documentation Logo


  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or Foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 Step Online Application

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting at 9.99%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest. You must be aware of these charges to know the exact borrowing cost.

Refer to the table below to know the interest rate and other charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

To be eligible for a Personal Loan from Poonawalla Fincorp in Puducherry, you must meet certain criteria. Refer to the table below for details.

Age Requirement


22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status



Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

When applying for a Personal Loan with Poonawalla Fincorp, you must submit the following documents.

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

You can avail of a Personal Loan in Puducherry for the following mentioned purposes:

  • Home Renovation: If you wish to upgrade your home interiors, extend your kitchen, or change the flooring, apply for a Personal Loan with Poonawalla Fincorp and get the funds you need for the home renovation project. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
  • Higher Education: Applying for Poonawalla Fincorp's Personal Loan in Puducherry is a great way to cover all your education-related expenses and pursue your dream career.
  • Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in Puducherry to tackle such situations and keep your savings intact.
  • Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in Puducherry can help you explore new destinations in India or worldwide and get memorable experiences.

With Poonawalla Fincorp's Personal Loan in Puducherry, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. So, take your first step towards enabling your dreams, Apply Now!

Applying for a Personal Loan from Poonawalla Fincorp in Puducherry is easy. You must follow a few simple steps as mentioned below:

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

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