Get a Personal Loan in Ranchi with Poonawalla Fincorp
Being the capital of Jharkhand, Ranchi is one of the oldest cities in the state. Ranchi offers a unique blend of urban development and natural wonders. With the development of several parks, special economic zones, and industrial areas, the economy of Ranchi is rapidly growing. The changing landscape of Ranchi is accompanied by a corresponding evolution in the financial needs of its residents.
To cater to these evolving financial requirements, Poonawalla Fincorp brings Personal Loans in Ranchi. Our Personal Loan is designed to meet a variety of financial needs, be it funding your education, managing medical expenses, planning a wedding, or renovating your home. Poonawalla Fincorp Personal Loans in Ranchi come with quick disbursal, minimal documentation, and a hassle-free application process.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Ranchi
You can avail of our Personal Loan in Ranchi at attractive interest rates, starting from 9.99%* p.a. onwards. More specific details related to our Personal Loan interest rates and charges can be found below:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing | Up to 2% plus applicable taxes |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-60 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Personal Loans in Ranchi
There are various attractive benefits and features of Personal Loans in Ranchi. Some of them are as follows:
- Easy and hassle-free process
- Flexible repayment tenure
- Minimal documentation
- High loan amount
- Zero foreclosure/ pre-payment charges
We Offer a Personal Loan in Ranchi for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Chartered Accountants
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Company Secretaries
Types of Personal Loans in Ranchi
We understand that customers experience a need for money due to different reasons in certain situations. To cater to these financial requirements, we offer different types of Personal Loans in Ranchi:
- Medical Loans
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Debt Consolidation Loans
How to Apply for a Personal Loan in Ranchi?
If you want to avail of a Personal Loan in Ranchi for your financial needs, you can simply follow these steps:
- Check your loan eligibility on our official website.
- Choose the loan option that best fits your requirements and click 'Apply Now.'
- Fill in the application form.
- Provide the required documents.
Our team will promptly assess your application and disburse the loan amount upon successful verification. For a more personal experience, you can visit our branch at the given address.
Apply for Personal Loan In Ranchi within 5 Minutes
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Poonawalla Fincorp Branch Address in Ranchi
Poonawalla Fincorp Limited,
Address : Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Once you meet the eligibility criteria and submit all the required documents, you can get instant approvals of your Personal Loans in Ranchi at Poonawalla Fincorp.
To avail of a Personal Loan in Ranchi, you will need to submit the following documents:
- KYC documents - PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Current address proof – Rent agreement/utility bills/passport
- Income documents– Latest pay slips
- Financial documents – Salary credit bank statement
- Employment proof – Employee ID Card/Official maid ID confirmation
*Terms & Conditions Apply
